And Loans Table of Contents


CHAPTER 2 FREE FEDERAL MONEY FOR BUSINESSES



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CHAPTER 2
FREE FEDERAL MONEY FOR BUSINESSES Top
The Federal Government is the World=s Largest Source of free grant money, to help start or expand a business. You may think, Why haven=t I heard about these free cash giveaways before?
The government does not really advertise the availability of grant programs to the public. Those who happen to hear about the programs, find it difficult to locate the right office, cannot get all the necessary information, and find that there are so many programs, that not even the government employees know the procedure=s to follow. For some, it becomes a losing battle and they give up in total frustration.
Generally, people do not believe that government cash giveaway programs are for the average person, they also tend to believe budget cut headlines, and thus fewer people attempt to get their share of available free grant money. Many programs saw applications for grant money drop by 30 percent when, in fact, the amount of money available remained the same or even increased.
Federal Information Centers Program (FIC) is a focal point for information about the Federal Government. The FIC assists people who have questions about Federal services, programs, and regulations, but do not know where to turn for an answer. FIC information specialists either answer an inquirer=s questions directly or perform the necessary research to locate and refer the inquirer to the expert best able to help. There is a new toll-free telephone number, now

available for all states; 1-800-688-9889. Or write to the Federal Information Center, P.O. Box 600 Cumberland, MD 20501. TDD users may reach the FIC by dialing a toll-free number, 1-800-326-2996.


SMALL BUSINESS ASSISTANCE SOURCES Top
There are many SBA programs you can apply for. For more complete information, write to the Small Business Administration, 1441 "L" St. NW Room 602 Washington, DC. 20416. Or Call (716) 282‑ 4612 or (202) 482‑3261. They can provide you with information on obtaining Grant Money For:


  • Women's Enterprises

  • Technical Assistants to Small Businesses

  • Investors in Rental Apartment Buildings Who are in Financial Trouble

  • For Doing Business in Low Economic Areas

  • Small Business Research

  • Investors, Builders or Developers of Rental Housing for the Elderly

  • Training to Help Small Business Managers Operate Their Businesses

  • Indian‑Owned Businesses

  • Minority‑Owned Businesses, with awards from $ 10,000 to $5 million.

  • Low‑to‑Moderate Income Housing (these are low % loans) from $1,000 to $70,000

  • and many more


If any phone numbers are incorrect, please call (area code) 555‑1212 and request new listing
SMALL BUSINESS DEVELOPMENT CENTERS Top

Small Business Development Centers (SBDCs) could be the best deal the government has to offer

to entrepreneurs and inventors, and a lot of people don't even know about them! Where else in

the world can you have access to a $150 an hour consultant for free? There are over 700 of these

offices all over the country and they offer free (or very low cost) consulting services on most

aspects of business including:


‑ how to get financing

‑ how to write a business plan and more.

There are Small Business Development Center centers in all States. Starting with:




Alabama
Funding Source:

Office of State Director

Alabama Small Business Development

Consortium

University of Alabama at Birmingham

1717 11th Ave. S., Suite 419

Birmingham, AL 35294‑7645

205‑934‑7260

Fax: 205‑934‑7645
Auburn University

Small Business Development Center

108 College of Business

Auburn, AL 36849‑5243

334‑844‑4220

Fax: 334‑844‑4268
University of Alabama at Birmingham

Small Business Development Center

160111th Ave. S.

Birmingham, AL 35294‑2180

205‑934.6760

Fax‑ 205‑934‑0538
Alabama Small Business Procurement System

University of Alabama at Birmingham

Small Business Development Center

1717 11th Ave. S., Suite 419

Birmingham, AL 35294‑4410

205-934-7260

Fax: 205‑934‑7645


University of North Alabama

Small Business Development Center

P.O. Box 5248

Keller Hall, School of Business

Florence, AL 35632‑0001

205‑760‑4629

Fax: 205‑760‑4813


North East Alabama Regional Small Business

Development Center

Alabama A&M University and University of Alabama in Huntsville

225 Church St., NW

Huntsville, AL 35804‑0168

205‑535‑2061

Fax: 205‑535‑2050


Jacksonville State University

Small Business Development Center

114 Merrill Hall

Jacksonville, AL 36265

205‑782‑5271

Fax: 205‑782‑5179

Livingston University


Small Business Development Center

212 Wallace Hall

Livingston, AL 35470

205‑652‑9661, ext. 439

Fax: 205‑652‑9318

Genesis Technology Incubator Small

Business Development Center

University of Arkansas Engineering Research Center

Fayetteville, AR 72701‑1201

501‑575‑7446

Fax: 501‑575‑7446
W. Arkansas Regional Office‑SBDC

1109S. 16111 St.

P.O. Box 2067

Fort Smith, AR 72901

501‑78.5‑1376

Fax: 501‑785‑1964


NW Arkansas Regional Office‑SBDC

818 Highway 62‑65‑412 N.

P.O. Box 190

Harrison, AR 72601

501‑741‑8009

Fax: 501-741-1905


W. Central Arkansas Regional Office‑SBDC

835 Central Ave., Box 402‑D

Hot Springs, AR 71901

501‑624‑5448

Fax: 501‑624‑6632
NE Arkansas Regional Office‑SBDC

100 S. Main. Suite 401

Little Rock, AR 72201

501‑324‑9043

Fax: 501‑324‑9079
SW Arkansas Regional Office‑SBDC

600 Bessie, P.O. Box 767

Magnolia, AR 71753

501‑234‑4030

Fax: 501‑234‑0135
SE Arkansas Regional Office‑SBDC

Enterprise Center III

400 Main, Suite 117

Pine Bluff, AR 71601

501‑536‑0654

Fax: 501‑536‑7713


Arkansas State University‑SBDC

Drawer 1650

State University, AR 72467

501‑972‑3517

Fax: 501‑972‑3868
Stuttgart Regional Office‑SBDC

301 S. Grand, Suite 101

P.O. Box 289

Stuttgart, AR 72160

501‑671‑8707.

Fax : 501-673-8707


California
Funding Sources:

California Small Business Development

Center

California Department of Commerce

Office of Small Business

801 K St., Suite 1700

Sacramento, CA 95814

916‑322‑3502

Fax: 916‑322‑5084

Inland Empire Small Business Development

Center

2002 Iowa Ave., Suite 1 10

Riverside, CA 92507

909‑781‑2345

Fax: 909‑781‑2345
Greater Sacramento Small Business

Development Center

1410 Ethan Way

Sacramento, CA 95815

916‑563‑3210

Fax: 916‑563‑3264
Silicon Valley ‑ San Mateo County

Small Business Development Center

III N. Market St., #150

San Jose, CA 95113

408‑298‑7694

Fax: 408‑971‑0680


San Mateo County Satellite Center

Bayshore Corporate Center

1730 S. Amphlett Blvd., Suite 208

San Mateo, CA 94402

415‑358‑0271

Fax: 415‑358‑9450
Rancho Santiago Small Business

Development Center

901 East Santa Ana Blvd., Suite 101

Santa Ana, CA 92701

714‑647‑1172

Fax: 714‑835‑9008
Redwood Empire

Small Business Development Center

520 Mendocino Ave., Suite 210

Santa Rosa, CA 95401

707‑524‑1770

Fax: 707‑524‑1772
San Joaquin Delta College

Small Business Development Center

814 N. Hunter

Stockton, CA 95202

209‑474‑5089

Fax: 209‑474‑5605
Solano County Small Business Development

Center

320 Campus Lane

Suisun, CA 94585

707‑864‑3382

Fax: 707‑864‑3386
Southwest Los Angeles County Small

Business Development Center

21221 Western Ave., Suite 110

Torrance, CA 90501

310‑782‑6466

Fax: 310‑782‑8607


Front Range Community College

Small Business Development Center

3M5 West 112th Ave.

Westminster, CO 80030

303‑460‑1032


Connecticut
Funding Source:
Connecticut Small Business Development Center

University of Connecticut

School of Business Administration

2 Bourn Place, U‑94

Storrs, CT 06269

806-486-4135,

Fax: 806‑486‑1576
Business Regional B.C.

Small Business Development Center

10 Middle Stä 14th Floor

Bridgeport, CT 06604‑4229

203‑330‑4813

FK: 203‑366‑0105
Qnmebaiig Valley Community College

Small Business Development Center

742 Upper Maple St.

Danielson, CT 06239‑1440

203‑774‑1133

Fax: 203‑774‑7768
University of Connecticut/MBA

Small Business Development Center

1800 Asylum Ave.

West Hartford, CT 06117

860‑241‑4986

Fax: 860‑241‑4907
University of Connecticut

Small Business Development Center

Administration Building, Room 300

1084 Shennecossett Rd.

Groton, CT 06340‑6097

860‑449‑1188

Fax: 860‑445‑3415


Middlesex County Chamber of Commerce

Small Business Development Center

393 Main St.

Middictown, CT 06457

860‑344‑2158

Fax: 860-346-1043
Greater New Haven Chamber of Commerce

Small Business Development Center

195 Church St.

New Haven, CT 06510‑2009

203‑782‑4390 ext. 190

Fax: 203‑787‑6730
Southwestern Area Commerce and Industry Association (SACIA)

Small Business Development Center

One Landmark Square

Stamford, CT 06901

203‑359‑3220 ext. 302

Fax: 203‑967‑8294


University of South Florida

Small Business Development Center

Sabal Hall, Rooms 219 and 220

8099 College Parkway SW

Fort Myers, FL 33919

941.489‑9200

Fax: 941‑489‑9051


University of West Florida


Fort Walton Beach Center

Small Business Development Center

1170 Martin Luther King, Jr. Blvd.

Fort Walton Beach, FL 32547

904‑863‑6543

Fax: 904‑863‑6564


Small Business Development Center

505 NW 2nd Ave., Suite D

P.O. Box 2518

Gainesville, FL 32601

352‑377‑5621

Fax: 352‑372‑4132


University of North Florida

Small Business Development Center

College of Business

4567 St. John's Bluff Rd., S.

Jacksonville, FL 32216

904‑646‑2476

Fax: 904‑646‑2594


Gulf Coast Community College

Small Business Development Center

2500 Minnesota Ave.

Lynn Haven, FL 32444

904‑271‑1108

Fax: 904‑271‑1109
Florida International University

Small Business Development Center

Trailer MOI, Tamiami Campus

Miami, FL 33199

305‑348‑2272


Small Business Development Center

600 N. Broadway, Suite 300

Bartow, FL 33830

941‑534‑4370

Fax: 941‑533‑1247
Daytona Beach Community CollegeùSBDC

1200 W. International Speedway Blvd.

Daytona Beach, FL 32114

904‑947‑3141

Fax: 904‑254‑4465
Minority Business Development Center

5950 W. Oakland Park Blvd., Suite 307

Fort Lauderdale, FL 33313

954‑485‑5333

Fax: 954‑485‑2514
Florida Gulf Coast University

The Midway Ctr.

17595 Tamiami Tr., Suite 200

Fort Myers, FL 33908

941‑590‑1053

Clayton State College

Small Business Development Center

P.O. Box 285

Morrow, GA 30260

404‑961‑3440

Fax: 404‑961‑3428
Floyd College

Small Business Development Center

P.O. Box 1664

Rome, OA 30162‑1864

404‑295‑6326

FK: 404‑295‑6732


Small Business Development Center

450 Mall Blvd., Suite H

Savannah, GA 31406‑4824

912‑356‑2755

Fax: 912‑353‑3033
Small Business Development Center

3255 S. Main St.

Statesboro, GA 30460

912‑681‑5194

Fax: 912‑681‑0648
Small Business Development Center

Valdosta Area Office

Baytree West Professional Offices

Suite 9, Baytree Rd.

Valdosta, GA 31602‑2782

912‑245‑3738

Fax; 912‑245‑3741
Middle Georgia Technical Institute

Small Business Development Center

151 Osigian Blvd.

Wamer Robins, OA 31088

912‑953‑9356


Hawaii
Funding Sources:

Hawaii Small Business Development Center

University of Hawaii at Hilo

200 W. Kawili St.

Hilo, HI 96720‑4091

808‑933‑3515

Fax: 808‑933‑3683



Small Business Development Center ‑ Kauai

Kanai Community College

3‑1901 Kaumualii Highway

Lihue, HI 96766‑9591

808‑246‑1748

Fax: 808‑245‑5102
Small Business Development Center ‑ Maui

Maui Research and Technology Center

590 Lipoa Parkway

Kihei, HI 96753

808‑875‑2402
Small Business Development Center ‑ Oahu

Business Action Center

130 N. Merchant St., Suite 1030

Honolulu, HI 96813

808‑522‑8131

Fax:808-522-8135 McHenry County College

Small Business Development Center

8900 U.S. Highway 14

Crystal Lake, IL 60012‑2761

815‑455‑6098

Fax:815‑455‑9319
Danville Area Community College

Small Business Development Center

28 West North St.

Danville, IL 61832

217‑442‑7232

Fax: 217‑442‑6228
Small Business Development Center

985 W. Pershing Rd., Suite F

305 East Locust

Decatur, IL 62526

217‑875‑8284

Fax: 217‑875‑8289


Sauk Valley College

Small Business Development Center

173 Illinois Route #2

Dixon, IL 61021‑9110

815‑288‑5511

Fax: 815‑288‑5958
Southern Illinois University/Edwardsville

Small Business Development Center

Campus Box 1107

Edwardsville, IL 62026

618‑692‑2929

Fax: 618‑692‑2647
Elgin Community College

Small Business Development Center

1700 Spartan Dr.

Elgin, IL 60123

847‑888‑7675

Fax: 847‑888‑799S
Evanston Business and Technology Center

Small Business Development Center

1840 Oak Ave.

Evanston, IL 60201

847‑866‑1817

Fax: 847‑866‑1808
College of DuPage

Small Business Development Center

22nd and Lambert Rd.

Glen Ellyn, IL 60137

708‑942‑2600

Fax: 708‑942‑3789
College of Lake County

Small Business Development Center

19351 West Washington St.

Grayslake, IL 60030

708‑223‑3633

Fax: 708‑223‑9371
Southeastern Illinois College (Satellite)

303 S. Commercial

Harrisburg, IL 62946‑2125

618‑252‑5001

Fax: 618‑252‑0210

Hoosier Valley Economic Opportunity

Corporation

Small Business Development Center

1613 E. 8th St.

Jeffersonville, IN 47130

812‑288‑6451

Fax: 812‑284‑8314




Indiana University


Small Business Development Center

342 Senate Ave.

Indianapolis, IN 46204

317‑261‑3030

Fax: 317‑261‑3053
Kokomo‑Howard County Chamber of

Commerce

Small Business Development Center

106 N. Washington

Kokomo, IN 46901

317‑457‑5301

Fax: 317‑452‑4564


Greater Lafayette Progress, Inc.

Small Business Development Centers

122 N. Third

Lafayette, IN 47901

317‑742‑2394

Fax: 317‑742‑6276
Madison Area Chamber of Commerce

Small Business Development Center

301 East Main St.

Madison, IN 47250

812‑265‑3127

Fax: 812‑265‑2923
Muncie‑Delaware County Chamber

Small Business Development Center

401 S. High St.

Muncie, IN 47308

317‑284‑8144

Fax: 317‑741‑5489
Northwest Indiana Forum, Inc.

Small Business Development Center

6100 Southport Rd.

Portage, IN 46368

219‑762‑1696

Fax: 219‑942‑5806
Richmond Area Chamber of Commerce

Small Business Development Center

33 S. 7th St.

Richmond, IN 47374

317‑962‑2887

Fax: 317‑966‑0882
South Bend Chamber of Commerce

Small Business Development Center

300 N. Michigan St.

South Bend, IN 46601

219‑282‑4350

Fax: 219‑282‑4344
Indiana State University

Small Business Development Ctr.

School of Business

Terre Haute, IN 47809

812‑237‑7676

Fax: 812‑237‑7675

Mitchell Chamber of Commerce

Small Business Development Center

First National Bank

Main St.

Mitchell, IN 47446

812‑849‑4441
White County Chamber of Commerce‑SBDC

P.O. Box 1031

Monticello, IN 47960

219‑583‑6557


Mt. Vernon Chamber of Commerce‑SBDC

405 E. Fourth St.

Mt. Vernon, IN 47602

812‑838‑3639


East Central Indiana Regional SBDC

401 S. High St.

Muncie, IN 47308

317‑284‑8144

Fax: 317‑741‑5489
Brown County Chamber of Commerce SBDC

P.O. Box 164

Nashville, IN 47448

812‑988‑6647


Floyd County Private Industry Council

Workforce Development Center

Small Business Development Center

3303 Plaza Dr., Suite 2

New Albany, IN 47150

812‑945‑2643
Jennings County Chamber of Commerce SBDC

P.O. Box 340

North Vernon, IN 47265

812‑346‑2339


Private Industry Council Workforce, Orange

County

326 B. N. Gospel

Paoli, IN 47464

812‑723‑4206


Peru Area Chamber of Commerce

Small Business Development Center

Two N. Broadway, Suite 202

Peru, IN 46970

317‑472‑1923


Jay County Development Corp.‑SBDC

121 W. Main St., Suite A

Portland, IN 47371

219‑726‑9311


Park County Economic Development‑SBDC

P.O. Box 296

Rockville, IN 47872

317‑569‑0226


Rushville Chamber of Commeree‑SBDC

P.O. Box 156

Rushville, IN 47173

317‑932‑2222



North Iowa Area Community College

Small Business Development Center

500 College Dr.

Mason City, IA 50401

515‑421‑4342

Fax: 515‑423‑0931
Indian Hills Community College

Small Business Development Center

525 Grandview Ave.

Ottumwa, IA 52501

515‑683‑5127

Fax: 515‑683‑5263





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