Economic
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Infrastructure
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• Availability of capital; lower or higher costs of capital
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• Inadequate access to or poor allocation of capital
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• Rising or declining unemployment rates
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• Availability and capability of company assets
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• Price movements upward or downward
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• Complexity of systems
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• Ability to issue credit and possibility of default
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• Concentration of competitors, customers, or vendors
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• Presence or absence of liquidity
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• Movements in the financial markets or currency fluctuations
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• Lower barriers to competitive entry, resulting in new competitors
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• Mergers or acquisitions
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• Potential regulatory, contractual, or criminal legal liability
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Natural Environment
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Personnel
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• Natural disasters such as fires, floods, or earthquakes
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• Workplace accidents, health or safety concerns
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• Emissions and waste
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• Employees acting dishonestly or unethically
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• Energy restrictions or shortages
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• Employee skills and capability
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• Restrictions limiting development
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• Strikes or expiration of labor agreements
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Political
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Process
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• Election of government officials with new political agendas
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• Process modification without proper change management procedures
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• New laws and regulations
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• Process execution errors
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• Public policy, including higher or lower taxes
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• Poorly designed processes
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• Regulation affecting the company’s ability to compete
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• Suppliers cannot deliver quality goods on time
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Social
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Technology
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• Privacy
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• Insufficient capacity to handle peak IT usages
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• Terrorism
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• Data or system unavailability
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• Corporate citizenship
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• Poor systems selection/development
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• Human resource issues causing production shortages or stoppages
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• Inadequately maintained systems
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• Changing demographics, social mores, family structures, and work/life priorities
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• Security breaches
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• Consumer behavior that changes products and services demand or creates buying opportunity
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• Inadequate data integrity
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Technological
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• New e-business technologies that lower infrastructure costs or increase demand for IT-based services
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• Emerging technology
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• Increased or decreased availability of data
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• Interruptions or downtime caused by external parties
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