Challenge to the Countdown: How will traffic management controls and temporary changes such as special events and construction work zones be conveyed to self-driving vehicles if Dedicated Short-Range Communications (DSRC) is not installed in all vehicles?
Insurance risk analysis must be expanded to include different types and levels of autonomous driving by individuals
Image: Eno Transportation Foundation
Should owners who have Level 2 anti-collision driver assistance devices installed be given discounts on their premiums, since presumably, their risk of collisions would be reduced? Will owners who purchase Level 4 autonomous driving features be even safer and thus qualify for insurance premium discounts? Or, conversely, will they be exposed to new and perhaps more dangerous risks (e.g., operating system crashes, cyber security attacks, sensor and/or control system malfunctions, etc.), and thus be charged insurance premium surcharges?
Share with your friends: |