Rao bulletin 1 March 2015 html edition this bulletin contains the following articles

• 
  You receive an email with the subject line: "Someone recently viewed your background-information." Curious, you open it. The message claims to be an automatically-generated notification that someone "has just recently ordered the results of your background-check."
  
• 
  Interested in who requested information about you? At the bottom of the message is a link to "find out more about this new-scan." You may be curious, but don't click the link! This email is a scam, and the link will download malware to your computer.
  

1. 
   The email claims to have information about you, but you never signed up for it. Scams often pretend to be personalized for you, but they are actually blast emails. Don't fall for this! If you never signed up for custom email alerts, you shouldn't be receiving them.
   
2. 
   .Check out the "From" field: Scammers have the ability to mask email addresses, making the message appear to come from a legitimate source. But they don't always use it. Look out for email addresses that don't match the brand used in the email message.
   
3. 
   Watch for typos, strange phrasing and bad grammar. Scammers can easily copy a brand's logo and email format, but awkward wording and poor grammar are typically a give away that the message is a scam. In the example above, the strange hyphens in "background-information" and "new-scan" are a telltale sign.
   
4. 
   Hover over URLs to reveal their true destination. Typically, the hyperlinked text will say one thing, but the link will point somewhere else. Scammers either set up fake websites or hack into third-party sites and use them to host malware.
   

1. 
   You sign up for an online dating website and receive a message from someone. He or she lives far away (scammers frequently claim to be in the military or working overseas). But you want to give it a chance, so you reply.
   
2. 
   After exchanging a couple of messages through the dating site, your new love interest suggests that you start emailing or chatting through a different service. You agree, and, soon, you are exchanging photos and messages frequently. You may even talk on the phone or through a webcam.
   
3. 
   Your relationship seems to be getting serious, and your new love interest wants to visit. There's just one problem. He or she doesn't have money for the trip and asks for cash for airfare. But after you send the money, you find your new sweetheart has suddenly stopped communicating!
   

1. 
   Always has an excuse to postpone meeting. Someone really interested in a relationship will want to see you in person. Be wary of someone who is constantly "traveling" or always overseas.
   
2. 
   Has a photo that doesn't match his/her profile: Lots of people fib in their dating profile, adding an inch of height or subtracting 10 pounds. But be on the lookout for big discrepancies. For example, a scammer may describe their fake persona as blonde but uses a photo of a brunette.
   
3. 
   Claims to be from this country but is currently traveling, living or working abroad. Scammers frequently pretend to be temporarily working or stationed overseas.
   
4. 
   Has a suspicious Facebook profile: Scammers often use the names and photos of real people to create fake Facebook profiles. Their profiles tend to have few friends and be rife with grammatical errors. Also check to see when they joined. Recent pages are another red flag.
   
5. 
   Asks you for money or credit card information. In some cases the scammer will claim an emergency like a sick relative or stolen wallet and will ask you to wire money. The first wire transfer is small but the requests keep coming and growing.
   

Note: Tax rates to do not include local option taxes of 1 to 2 cents.

Oregon does not grant homeowners a homestead exemption.  Tax rates are set by the counties and any special considerations are levied by county officials.  Homeowners 62 or older may delay paying property taxes based on certain income criteria.  The state offers a Disabled Citizen Property Tax Deferral Program and a Senior Citizen Property Tax Deferral Program.  Both deferral programs allow qualified taxpayers to defer payment of their property taxes on their homes.  The state pays the taxes to the county, maintains the account, and charges 6% simple interest, which also is deferred.  Taxes are owed when the taxpayer receiving the deferral dies, sells the property, ceases to live permanently on the property, or the property changes ownership.

At the beginning of 2012, the laws governing Oregon’s inheritance tax changed. First the name of the tax changed from an “inheritance tax” to an “estate tax.” This is consistent with the majority of states and the federal government which defines an estate tax as a tax on an entire estate while an inheritance tax is defined as a tax assessed against only certain beneficiaries of an estate.

******************************

• 
  The Colorado income tax rate is a flat 4.63 percent of your federal taxable income, regardless of income level.
  
• 
  Colorado tax returns are due April 15, or the next business day if that date falls on a weekend or holiday.
  
• 
  Colorado tax returns can be filed electronically, either online via NetFile or by touch-tone telephone with the state's TeleFile system. Both options are available 24 hours a day, every day throughout the income tax season. Most Colorado filers are eligible to use at least one of the e-file methods.
  

• 
  Colorado's state sales tax is 2.9 percent on retail sales.
  
• 
  Because of budget concerns, Colorado lawmakers have in recent sessions made more products and services taxable.
  
• 
  Many counties and cities charge their own rates in addition to the base state rate.
  
• 
  There are also certain county and special district taxes that may apply.
  
• 
  Locate your city and county sales tax rates with the Department of Revenue's online rate finder.
  

• 
  Real estate and personal business property are taxable in Colorado.
  
• 
  Personal business property includes computers, shelving, furniture, equipment and items that directly or indirectly produce income within your business.
  
• 
  The county assessor determines the value of property using a market, cost or income approach. Property taxes then are assessed on a percentage of the property's actual value. You can determine your property tax bill by multiplying the assessed value by your local tax rate.
  
• 
  The county assessor will mail a declaration schedule for property taxes after Jan. 1. The county treasurer is responsible for mailing and collecting the actual property tax bill.
  
• 
  If you have questions about your property taxes, check the county listing in the blue pages of a local telephone book for the Colorado county property tax office that applies to you or check Colorado Counties Online for your county's website.
  
• 
  Colorado offers a rebate for property taxes and heating costs, whether paid directly or as a part of rent payments, to qualifying elderly, disabled and lower-income taxpayers. File Form 104PTC to claim the rebate.
  

• 
  The Colorado estate tax does not apply to decedents whose date of death is on or after Jan. 1, 2005. The Colorado estate tax is based on the state death tax credit allowable on the federal return. That credit was eliminated, effective Dec. 31, 2004, as a result of federal estate tax law changes. Future changes to the federal laws will determine whether states will collect an estate tax in future years.
  
• 
  Colorado does impose an income tax on estates and trusts. The tax, sometimes referred to as fiduciary income tax, is a flat 4.63 percent. When an estate or trust is administered in Colorado, it is considered to be a resident estate or trust. Nonresident estates or trusts that are not administered in Colorado must file a return if they have Colorado source income.
  
• 
  Colorado has no gift tax on transfers of property by gifts, if the transfers occurred after Jan. 1, 1980.
  

• 
  For more information call (303) 866-4622 or visit the Colorado Department of Revenue website https://www.colorado.gov/revenue
  

• 
  Colorado was the first state to allow taxpayers to check off a voluntary contribution to a charitable program on their annual state returns. This year, Colorado taxpayers can choose from 15 funds to which they can direct their money.
  
• 
  Colorado does not levy an intangible personal property tax.
  

For more information, go to the Colorado Franchise Tax Board's website https://www.colorado.gov/tax or call (800) 852-5711.

[Source: http://www.bankrate.com/finance/taxes/state-taxes-colorado.aspx Feb 2015 ++]

******************************

Close YTD G Fund $14.6600 +0.30% F Fund $16.9769 +1.04% C Fund $27.9497 +2.89% S Fund $37.9526 +4.56% I Fund $25.8957 +6.93% L 2050 $15.5386 +3.88% L 2040 $27.2859 +3.44% L 2030 $25.5578 +3.03% L 2020 $23.4527 +2.42% L Income $17.6469 +1.12%

Thrift Savings Plan Returns as of 3 Feb 2015

• 
  SECDEF. On 17 FEB, with his wife Stephanie holding the Bible upon which he swore to support and defend the U.S. Constitution against all enemies foreign and domestic, Ashton Carter took the oath of office as the 25th Secretary of Defense in a ceremony at the White House.
  
• 
  Army Snipers. According to the U.S. Army, the average soldier will hit a man-sized target 10% of the time at 300 meters using the M16A2 rifle. Graduates of the U.S. Army sniper school are expected to achieve 90% first-round hits at 600 meters, using the M24 Sniper Weapon System (SWS).
  
• 
  Fed Pay. More than 16,900 federal employees took home in excess of $200,000 in base salary in 2014, according to a partial database of federal salary data.
  
• 
  Identity Theft. An estimated 2.32 million American adults were victims of medical identity theft as of 2014, up from the 1.84 million estimated in 2013, according to the Medical Identity Fraud Alliance. That’s a nearly 22% jump in this specific kind of fraud.
  
• 
  Cable TV. If you are thinking of cutting ties with cable, check out the MoneyTalksNews video clip at https://www.youtube.com/watch?v=a2u7P4jZ2js for tips on doing it with the least pain
  
• 
  Tooth Fairy. According to the Tooth Fairy Poll from Delta Dental, a lost tooth earned about $4.36 on average in 2014, up 25 percent from $3.50 the previous year.
  
• 
  National Defense. Less than half of the Air Force's combat-coded squadrons are fully prepared for combat, top service officials told lawmakers on 25 FEB.
  
• 
  
  Directory: wp-content -> uploads -> 2015
  2015 -> Police Militarization
  2015 -> 2015 ihbb championships: hs history Bowl Round 4 – Prelims First Quarter
  2015 -> Wrtp/big step · 3841 W. Wisconsin Ave., Milwaukee, wi 53208
  2015 -> Rao bulletin 1 December 2015 html edition this bulletin contains the following articles
  2015 -> Darton College
  2015 -> Training Workshop on Planning and Implementation of Multi-Sectoral Development Programme (MsDP) in Bihar Date : 6th
  2015 -> Rao bulletin 15 June 2015 html edition this bulletin contains the following articles
  2015 -> Rao bulletin 1 September 2015 html edition this bulletin contains the following articles
  2015 -> Rao bulletin 1 August 2015 html edition this bulletin contains the following articles
  2015 -> Science, and transportation united states senate
  
  
  
  Download 0.64 Mb.
  
  Share with your friends: