2000, CGAP Delinquency and Interest Rate Setting, Sabetta, Kenya
2000, CGAP Business Planning using MicroFin, Sabetta, Kenya
2001, MicroSave Market Research for Microfinance Product Development, Wright, Kenya
9.
COUNTRIES OF WORK EXPERIENCE
:
Australia, Afghanistan, Bangladesh, Cambodia, China, Ethiopia, India, Indonesia, Kenya, Lao PDR, Malaysia, Malawi, Mozambique, Myanmar, Pakistan, Palestine, Papua New Guinea, Philippines, Rwanda, South Africa, Sudan, Swaziland, Tanzania, Thailand, Uganda, Vietnam, Zambia and Zimbabwe.
10.
LANGUAGE & DEGREE OF PROFICIENCY
:
Language
Speaking
Reading
Writing
English
Native
Native
Native
French
Fair
Good
Fair
Thai
Fair
Lao
Fair
11.
EMPLOYMENT RECORD
:
FROM 1/07/1993
TO Present
EMPLOYER
:
Microfinance Services Pty Ltd
POSITION HELD
:
Managing Director / Senior Consultant
DESCRIPTION OF DUTIES
:
Overall strategic management, poverty reduction and microfinance consultant.
FROM 1/07/1991
TO 1/07/1993
EMPLOYER
:
International Development Support Services Pty Ltd
POSITION HELD
:
Rural Development Specialist
DESCRIPTION OF DUTIES
:
Livestock agricultural rural finance adviser. Also responsible for advising on NGO development philosophies and approaches.
12.
SUMMARY OF EXPERIENCE
I have 30 years’ experience in development consulting with the last 25 years focusing specifically on financial inclusion (rural and micro); specifically, market research for microfinance product development, microfinance regulation and digital finance. An agriculturalist and economist by training, I have, become widely experienced in the fields of financial inclusion and poverty reduction. I have extensive experience in design, implementation and evaluation of financial inclusion/microfinance programmes as well as in assisting governments and donors in policy development to support financial inclusion. I have been involved in the development of, and subsequent delivery of, CGAP microfinance training and consulting materials including the CGAP Institutional Appraisal Format and Business Planning Format. I also have practical experience in project management, in the role of Team Leader and Project Director.
I have strong experience in the design and conduct of microfinance market research leading to the development of client-focussed products and cost-effective delivery systems as well as the financial analysis of microfinance institutions and central bank regulation and supervision of microfinance.
I have a specific interest in the design of sustainable microfinance products adapted to the financial needs of micro-entrepreneurs, and which are capable of including the very poor and remote rural communities. This includes the use of digital solutions such as mobile phone banking which has the potential to revolutionise access to microfinance in remote regions and dramatically reduce costs and efficiency of product delivery. I have worked in widely differing environments throughout Asia, the Pacific and Africa. I have worked for the ADB, the World Bank, GEF, CGAP, DFID, AusAID, USAID, AfDB, Finnida, UNDP, IFAD, FAO and a variety of international and local NGOs.
13. WORK UNDERTAKEN THAT BEST ILLUSTRATES CAPABILITY TO HANDLE TASKS ASSIGNED
2018 MICROFINANCE DIGITAL FINANCE SPECIALIST – PAPUA NEW GUINEA – BPNG “Digital Financial Products” (2 mths)
Undertook institutional appraisals of all Microbanks and Savings and Loan Societies in PNG. Studied the attitudes and preferences of low-income households clients towards digital finance as well as those of the non-bank financial institutions. Proposed appropriate digital products and delivery systems and recommended strategies for testing these product concepts and the process for rolling out promising products.
2017 PRIVATE SECTOR DEVELOPMENT RESEARCH SPECIALIST – CENTRAL ASIA – EUROPEAID “PRIVATE SECTOR DEVELOPMENT REVIEW” (4 mth)
Detailed analysis of the economic, social and political environment, opportunities and constraints for private sector development in Kazakhstan, Kyrgyzstan, Tajikistan, Turkmenistan and Uzbekistan. Preparation of comprehensive recommendations for EUROPEAID’S development assistance the private sector in Central Asia.
2015-17 MICROENTERPRISE RESEARCH SPECIALIST – CHINA – ADB&GEF “Shaanxi Weinan Luyang Integrated Saline Land Management Project” (4 mth)
Research and economic assessment on low income households in the project area and identification of alternate and improved business opportunities. Preparation and conduct of workshops to discuss business development opportunities in the region. Development of detailed strategy for implementation of business development program.
Design of appropriate rural finance facility and indicative products for small and medium sized livestock enterprises under proposed NRLCP. Development of a detailed financial model depicting the financing requirements based upon loan requirements, implementation costs and expected income revenues. Assess financial viability and interest rate sensitivity. Identification and assessment of local financial institutions.
2012-14 PROJECT DIRECTOR, MICROFINANCE CONSUMER PROTECTION, and INFORMATION SYSTEMS SPECIALIST – THAILAND – ADB “Development of a Strategic Framework for Financial Inclusion” (30 months intermittent)
Project Director for comprehensive project on the development of policy for financial inclusion incorporating; microfinance and micro-insurance, digital payment systems, product development microfinance and micro-insurance regulation, consumer protection and financial literacy. Specifically: conduct of quantitative and qualitative research on consumer protection in Thailand leading to the development of new policy; and development of a financial inclusion database for Thailand.
