Executive summary 1
Introduction 1
Objectives of the research 1
Methodology 1
Key findings 1
3G bill-payer contract understanding 2
Experience of unexpectedly high bills 2
Response to unexpectedly high bills 3
1. Introduction 4
Objectives of the research 4
2. Methodology 5
Introduction 5
Overview of qualitative phase 5
Overview of quantitative phase 6
How to read the results 7
3. 3G bill-payer pre-purchase and point of purchase trends 9
Key findings 9
Pre-purchase factors 9
New phone triggers 10
Information sources used when deciding which plan to purchase 10
Most important aspects of the plan 11
Point of purchase factors 12
Use of phone features 13
How phones are mainly used 14
Profile of 3G feature users 15
Non-users of 3G features 16
Use of spend management tools 17
4. 3G bill-payers’ understanding of their contracts 19
Key findings 19
Reading the contract 19
Understanding the contract 20
Understanding inclusions and usage charges—voice calls and SMS 21
Understanding excess data usage charges 23
5. Experience of unexpectedly high bills 25
Key findings 25
Unexpected costs 25
Receiving a higher than expected bill or running out of credit sooner than expected 25
Aspects of phone use that led to excess charges 27
Amount spent on highest unexpected bill 29
Phone usage 30
Level of contract understanding 30
Most difficult aspects of the contract to understand 31
Understanding phone inclusions and usage charges 32
Understanding data allowance and excess data usage charges 34
Spend management tools 36
6. Response to unexpectedly high bill 39
Key findings 39
Level of concern 39
Actions taken as a result of bill shock 40
Response from service provider 41
7. Mobile-only households 43
Appendix A—3G bill-payer profiles 44
Adult 3G bill-payers 44
Parent 3G bill-payers 44
Appendix B—Mobile-only households 50