17 October 2016 Family Heritage By
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Appendix BHistory of Family Financial Stewardship
“ I give and bequeath unto my wife my bedstead and all the furniture, three of my best chears, one iron pott of her choice, two pewter dishes, six pewter plates, my tea kettle and six pewter spoons, one milch cow to be her choice out of all my cattle. Also, my saddle and the fourth row of apple trees from the meadow. To my eldest son Peter I give and bequeath all the remainder of my real estate, my negro man, (historical note: eight years later, in 1780, Pennsylvania passed the Gradual Abolition Act, which was the first emancipation statute in the United States) and rent of my plantation. To each of my daughters Elizabeth, Pearse, and Judith I bequeath 50 pounds when each erives at the age of 21 years. I also direct my son Peter to give my youngest son Ezekiel two years of schooling and provide for him sufficient meat, drink, apparel, washing and lodging and at the experation of said two years schooling shall bind him to a trade as my said son Ezekiel shall chuse. I also give to my son Ezekiel my big musket gun when he erives at age 21 years. I make and ordain my wife Ruth Jones and my son Peter Jones executors of this my last will and testament hereby revoking and making void all former wills made by me. Signed in the presence of said Peter Jones, and the two witnesses, John Kerlin and Nicholas Bunn.” 2. On March 23, 1929, Frederick Oberle established a Trust for the benefit of his descendents. The Trustee was the Provident Trust Company of Philadelphia (now PNC) The Trust was initially funded with
(This stock was $110/share in 1929, paying an 8% dividend, but by 1932 it had plunged to$7/share in 1932, paying a 1% dividend)
The income of the trust was to be paid to the descendents, per stirpes, until 20 years after the death of the last family member who was living at the date the trust was created. He excluded his sons Louis and George , and their descendents, from the estate. Frederick named the First National Bank of Ocean City as the executor of his will. 3. Christian Peterson, apparently made cautious by the Depression, invested his wealth primarily in Turnpike Bonds and Municipal Bonds. His favorite financial saying was “10% of wealth is making money, and 90% is knowing what to do with it.” He had sold the Peterson Packing Company to my Dad in 1956 for $550,000, carrying the note himself. The debt originally was to be paid over 10 years, but when the oysters died in 1958 Pop reworked the note to be interest annually, and principal repaid only when the business made money. In his will Pop directed that after his wife’s death the proceeds of their estate, approximately $550,000, was to be distributed $75,000 to each child, $5,000 to each grandchild, and $10,000 to the Second Presbyterian Church in Bridgeton. By 1964, however, the oyster business had collapsed to the point that it was impossible for Dad to repay a $550,000 note because the business wasn’t worth it. He told Mom’s 2 brothers and 2 sisters that he would turn back ownership to the family unless they agreed to a reappraisal of the business to determine its current market value. They initially objected because they thought Dad was trying to cheat them out of their inheritance. They eventually agreed to an outside, objective appraiser who valued the business at not $550,000, but $55,000! This strained the relationship among Mom’s brothers and sisters because they received a lot smaller inheritance than they had anticipated. 4. Harold Bickings sold the Peterson Packing Company in 1986 for $420,000. He invested this money, primarily in Annuities and Municipal Bond mutual funds. Dad was an astute investor, and every time we talked on the phone, he would refer to some article he had read in the “Wall Street Journal”, and asked me my opinion. I once asked him if he reinvested all his money back into the Company. He replied that he believed in diversification, and over the years he had invested a lot of his money outside the oyster business. In 1995 I helped Dad update his estate planning, and a tax attorney in Atlantic City prepared the wills and created the trusts, and a Smith Barney officer was the Investment Advisor. After Dad’s death, since I was the Trustee of the Estate, I invested the money into 10 year 7% fixed rate life insurance annuities, and by the time of Mom’s death, the, the estate had increased to over $1,600,000. Mom and Dad never touched the principal of the estate or even the interest, living sparsely on just their Social Security check and his salary as the manager of the shucking house for the new owner of the business. Dad had kept approximately $59,000 in cash in the safe in the basement of their house, which was all the Saturday clamming money he had earned over the years. Dad told me that his only expectation of me for my inheritance was that I bequeath more to my children than he did to his. Dad’s favorite saying about money was “Variety is the spice of life, but it takes monotony to finance it.” After Mom’s death, we sold the house at 21 Woodlawn Ave. for $180,000. 5. Nancy and I began tithing 10% of our gross income as soon as we were married, and I believe this is a key to the innumerable financial blessings in our lives. Every year I applied any tax refund to our house mortgage to pay down the debt faster. I carry $1,000,000 in term life insurance with USAA, and $65,000 in whole life insurance with the Army Mutual Aid Association. We pay off our credit card debt at the end of each month. In 1989 I started saving for retirement by contributing 8% of my bi-weekly pay into a 401(k) in which first Worthen, then Boatmen’s, NationsBank, Bank of America, and Superior Bank matched 75% in company stock. I invest our retirement money in the Vanguard S&P 500 Index Fund. Similar to the wealth my great-grandfather Frederick Oberle derived from Stetson stock options, our net worth increased dramatically from the executive stock options that the bank awarded me each year. For example, in 1991 I was awarded 1,000 options at $12/share, which by 1999 had increased in value to $65/share. Of course, I benefited not only from the bull market of 1994-1999, but also bank consolidations which added a premium at each acquisition. Because of these options, by 1999 we had set aside $160,000 to pay for the girls’ college educations, before they even finished high school. I thought the “tech bubble” was excessive, so I put all this money into cash, thus avoiding the 2001-2003 recession. When Superior Bank was acquired by Arvest Bank in 2003, my Executive Severance Package provided me 2.0 times my salary, so I put this all that money into our retirement account. In October 2007 I felt that the economy was again overheated, this time in real estate, so I went to cash as a defensive measure, and over the next 12 months, God protected me from a 48% decline in market value. In 2008 I received a $430,000 inheritance from Mom and Dad’s estate, and after we paid the tithe, we paid off our house mortgage, then put the rest into retirement. Appendix C Harold Bickings September 6, 1917 - April 14, 1998 Born in Philadelphia 137-14-1299 Esther Peterson March 4, 1919 – October 26, 2007 Born in Bridgeton 155-07-1569 Married June 14, 1941
Mary Oberle* March 1882 - May 14, 1928 Born in Philadelphia Married February 27, 1916 St. Peter’s Evangelical Lutheran Church, Barren Hill, Penna
Mary Hamilton***** April 26,1848 - January 4, 1914 Born in Philadelphia Married July 29, 1872 Frederick was naturalized as a US citizen on 9-27-1870 in Philadelphia Michael Oberle*** 1816 - August 24, 1870 Born in Baden, Germany Elizabeth Arnold**** 1821 - January 16, 1905 Born in Baden, Germany Robert Hamilton Born in Ireland Mary Raigen Born in Ireland Henry Rex Bickings** October 17, 1850 - August 3, 1915 Born in Roxborough, Penna Clara Macdowell Cornell* March 3, 1859 - October 1, 1930 born in Bucks County, Penna Married June 13, 1878
Mary Macdowell Born in England Josiah Bickings** August 11, 1814 - January 18, 1890 Born in Penna Melvina Rex** March 16, 1821 - February 14, 1908 Born in Penna Heinrich Rex***** June 1, 1788 – February 7, 1864 born in Roxborough Township Susanna Schong***** 1785 – February 18, 1842 Born in Penna Married February 2, 1811 Wilhelm Rex 1743 - March 20, 1812 Born in Heidelberg Township Catharina Rex ? - September 11, 1829 Born in Penna Married 1867 George (Ruger) Rex Jr.****** 1720 - 1772 born in Heidelberg Township Anna Knaus Married August 24, 1742
Catherine Dickerson 1790 - Richard Bicking******* September 18, 1753 - July 31, 1803 Born in Lower Merion Township Sarah Martin Married November 16, 1778
Mary Unvergast******* August 31, 1732 - November 30, 1782 Born in Otwiller, Germany Married May 26, 1752 St. Michael’s & Zion Lutheran Church Dorothy Jarret 1741 - July 16, 1805 Married May 11, 1784 April 3, 1763 Frederich signed an allegiance to Crown of Great Britain (naturalized) * Buried in Atlantic City Cemetery, Pleasantville, New Jersey ** Buried in Roxborough Presbyterian Church Yard, Philadelphia, Penna *** Buried in Franklin Cemetery, Philadelphia, Penna **** Buried in Cedar Hill Cemetery, Philadelphia, Penna ***** Buried in St. Peter’s Lutheran Churchyard, Barren Hill, Penna ****** Buried in St. Michael’s Lutheran Church in Germantown ****** * Buried in the Bickings private family burial ground (behind 149 Fairview Rd, Penn Valley, in Lower Merion Township)
Christian Peterson* June 24, 1896 - April 14, 1961 Born in Greenwich, NJ Carrie Esther Bach* July 1, 1895 - September 28, 1968 Born in Philadelphia Married February 28, 1917 John Peterson* February 27, 1865 - January 1, 1940 Born in Denmark Elizabeth Bangel* August 15, 1869 - August 16, 1942 Born in Penna John petitioned for US citizenship 10-27-1887 in Camden, NJ
Ane Jensen September 12, 1842 - June 27, 1915 Born and died in Denmark George Bangel 1830 - ? Born in Hesse-Darmstadt, Germany Leia Schmidt Born in Hesse-Darmstadt, Germany Harry Francis Bach September 17, 1875- ? Born in Pottstown, Penna Stella Baker Eisenberg* July 21, 1873 - May 15, 1957 Born in Pottstown, Penna Married Stella November 22, 1894
Elizabeth May **** December 25, 1847 - September 9, 1913 Born in Pennsylvania Married June 30, 1866 Mary Ervines Married December 24, 1916
Mary Price May 22, 1819 – November 21,1908 Born in Chester, Penna Married November 9, 1841
Sarah E. Baker July 15, 1841 - December 16, 1878 Married July 4, 1861 Sarah Yorgey** 1850 - August 15, 1911 Married March 23, 1880 Samuel Jones Eisenberg May 12, 1806 - August 11, 1861 Born in Limerick Township Lydia Yerger September 18, 1804 - April 16, 1873 Born in Penna Married September 6, 1829 Lawrence Eisenberg*** June 30, 1763 - October 4, 1826 Born in Penna Ruth Jones*** July 20, 1775 - September 5, 1826 Born in Amity Township Married January 12, 1794
Katharina Kerlin*** November 9, 1756- February 25, 1844 Born in Chester County Married October 13, 1772
Ruth Henton 1723 - 1780 Born in Philadelphia Peter Jones, Sr. 1693 - 1758 Born in Aronameck Elizabeth Henry 1695 - 1771 Mounce Jonasson 1668 - 1727 Born in Kingsessing Ingabor Yocum 1670 - 1728 Born in Sweden Jonas Nilsson***** 1620 - 1693 Born in Sweden Gertrude Svensdotter 1630 - 1695 Born in Sweden * Buried in Overlook Cemetery, Bridgeton, NJ ** Buried in Hillside Cemetery, Roslyn, Penna *** Buried in St. Gabriel’s Episcopal Church Yard, Douglassville, Penna **** Buried in Pottstown Cemetery, Pottstown, Penna ***** Buried in Old Swedes Church Cemetery, Philadelphia Appendix E Sources
obtained from the Historical Society of Montgomery County, Penna
Sources (continued)
Oberle, Clara Oberle, Mary Bickings, Henry Bickings, David Eisenberg, Samuel Eisenberg, Michael Oberle, Elizabeth Oberle, Melvina Rex
Next Steps My desire is that one of my relatives, or a descendent in the future, would continue this family research with the same degree of accuracy that I have pursued. I would suggest the following areas need further research:
George Bangel and Leia Schmidt Robert Hamilton and Mary Raigen Adrian Cornell and Mary McDowell Sarah Baker’s parents Joseph Bickings
Appendix F New Jersey Family Genealogy
m. Winfred Cawgill Marie b. 02.27.1901 d. 01.01.1970 m. Roscoe DeBaun Children of Carrie and Christian Peterson Marie Anna b. 01.25.1918 d. 04.11.2005 m. Wilbert Ellwell 08.26.1937 Janet Jimmy
Esther Mae b. 03.04.1919 d. 10.26.2007 NJ State Teachers College at Glassboro John Christian b. 10.31.1920 d. 03.06.1990
Spencer b. 11.21.1946 sister Tracy died in childbirth m. June Canevari 02.22.1969 Scott b. 06.04.1972 Todd b. 11.02.1975 m. Kandy Wescott 04.04.1992
Greg b. 10.07.1950 Glassboro College 1972 m. Kathleen McDowell Bruce b. 05.08.1953 m. Zina
Christian John III (Chip) b. 02.04.1957 Trenton State Mortuary College 1978 m. Karen Haaf Diane b. 04.18.1961 Rutgers University 1983 m. Keith Hill Robbie b. 04.03.1963 m. Carmela Morris Elizabeth “Betty” Helen b. 06.06.1936 d. 04.15.1980
m. Nancy Price 08.11.1982 b. 07.13.1934 Donnie Millard Jr. b. 09.28.1954 m. Karen Richter 10..24.1981 b. 08.01.1958 d. 09.05.2008 David Kevin b. 11.19.1956 m. Donna Wulderk 08.20.1983 b. 06.17.1958 Darrell Charles b. 04.08.1959 d. 04.20.2007 m. Ingrid Mohr 06.14.1980 b. 12.14.1957 Linda Susanne b. 10.11.1963 m. Frank Loew 10.25.1986 b. 01.03.1963
m. Bruce Erickson 06.22.1968 Harold Everett Jr. b. 9.30.1945 Carthage College 1969
m. Mary Ann Overdevest Saulin 8.31.2001 Our Lady of Lords School/ Nursing 1970 Duane Keith b. 09.24.1951 West Point 1974
John Christian b. 07.06.1954 Annapolis 1976
Appendix G New Jersey Family Genealogy Children of Stella and Bruce Erickson Matthew b. 12.02.1969 Rutgers University - Camden 1993 m. Jennifer Matarese 07.23.1994 b. 01.29.1970 Rutgers University - Camden 1994 Casey b. 05.15.2003
m. Billy Harris 08.21.2003 Derrick Swanson b. 02.14.1995
m. George Taylor 11.14.1992 Rowan University 1996 Jonathan b. 03.01.1991 Dillon b. 01.21.1999 Ryan b. 03.25.2004
m. Emily Beck 11.20.1999 b. 10.11.1974 Winthrop University 1997 Abbey b. 07.07.2005 Molly b. 02.25.2010 Children of Nancy and Duane Bickings Kambry b. 08.17.1981 Baylor University 2004 m. Brian Ruby 01-08-2005 b. 05.05.1981 Baylor University 2004 Ashlyn b. 03.09.1984 Baylor University 2005 Children of Jayme and John Bickings Christian b. 04.15.1981 Annapolis 2003 m. Julie Pedrick 08.19.2006 b. 08.11.1978 The College of New Jersey 2000 Caroline b. 11.27.2009
m. Mary Alice James 07.14.2007 b. 03.03.1983 Texas A&M 2005 Conrad b. 05.17.1987 Annapolis 2009 Directory: 2010 2010 -> Through the Roof 2010 -> 2004 ieee international topical meeting on microwave photonics technical digest 2010 -> The petition and case system 2010 -> Hr 116 Application for Employment with Hills and Dales 2010 -> Polimaster ltd V. Rae systems inc polimaster ltd.; Na&se trading co., Limited, Plaintiffs-Appellants 2010 -> The tandem project 2010 -> Cape Lookout National Seashore Historic Resource Study By 2010 -> Cape Lookout National Seashore Historic Resource Study By 2010 -> Ap u. S. History presidents list the Young Republic, 1788-1815 George Washington, 1789-1797 Download 485.46 Kb. Share with your friends:
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