The following is a description of the federal funds available to renters, homeowners, developers, and real estate investors for housing assistance in urban and rural areas. This information is derived from the Catalog of Federal Domestic Assistance which is published by the U.S. Government Printing Office in Washington, D.C. The number next to the title description is the official reference for this federal program. Contact the office listed below the caption for further details. The following is a description of some of the terms used for the types of assistance available:
Loans: money lent by a federal agency for a specific period of time and with a reasonable expectation of repayment. Loans may or may not require a payment of interest.
Loan Guarantees: programs in which federal agencies agree to pay back part or all of a loan to a private lender if the borrower defaults.
Grants: money given by federal agencies for a fixed period of time and which does not have to be repaid.
Direct Payments: funds provided by federal agencies to individuals, private firms, and
institutions. The use of direct payments may be "specified" to perform a particular service or for "unrestricted" use.
Insurance: coverage under specific programs to assure reimbursement for losses sustained.
Insurance may be provided by federal agencies or through insurance companies and may or may not require the payment of premiums.
* Money for Conserving the Water and Soil During
an Emergency
(10.054 Emergency Conservation Program (ECP))
Agricultural Stabilization and Conservation Service
U.S. Department of Agriculture
P.O. Box 2415
Washington, DC 20013 202‑720‑6221
Objectives: To enable farmers to perform emergency conservation measures to control wind erosion on farmlands, or to rehabilitate farmlands damaged
by wind erosion, floods, hurricanes, or other natural disasters and to carry out emergency water conservation or water enhancing measures during periods
of severe drought. Types of assistance: direct payments for specified use. Estimate of annual funds available: (Direct payments) $19,489,000.
* Money to Insure Your Soil and Land Remains
Intact
(10.063 Agricultural Conservation Program (ACP))
Agricultural Stabilization and Conservation Service
U.S. Department of Agriculture
P.O. Box 2415
Washington, DC 20013 202‑720‑6221
Objectives: Control of erosion and sedimentation, encourage voluntary compliance with Federal and State requirements to solve point and nonpoint
source pollution, improve water quality, encourage energy conservation measures, and assure a continued supply of necessary food and fiber for a
strong and healthy people and economy. The program will be directed toward the solution of critical soil, water, energy, woodland, and pollution abatement problems on farms and ranches. Types of assistance: direct payments for specified use. Estimate of annual funds available: (Direct payment) $146,618,000.
* Money to Insure That Your Water is Clean
(10.068 Rural Clean Water Program (RCWP))
Agricultural Stabilization and Conservation Service
U.S. Department of Agriculture
P.O. Box 2415
Washington, DC 20013 202‑720‑6221
Objectives: To achieve improved water quality in the most cost‑effective manner possible in keeping with the provisions of adequate supplies of food,
fiber, and a quality environment, and to develop and test programs, policies, and procedures for control of agricultural nonpoint source pollution. Types
of assistance: direct payments for specified use. Estimate of annual funds available: (Direct payments) $43,000.
* Money to Improve Your Water and Soil
(10.069 Conservation Reserve Program (CRP))
Agricultural Stabilization and Conservation Service
U.S. Department of Agriculture
P.O. Box 2415
Washington, DC 20013 202‑720‑6221
Objectives: To protect the Nation's long‑term capability to produce food and fiber; to reduce soil erosion; to reduce sedimentation; to improve water
quality; to create a better habitat for fish and wildlife; to curb production of some surplus commodities; and to provide some needed income support for
farmers. Types of assistance: direct payments for specified use. Estimate of annual funds available: $1,808,578,000.
Money Available to Change Your County Property Into a Wetlands (10.070 Colorado River Basin Salinity Control Program (CRBSCP)) Agricultural Stabilization and Conservation Service
U.S. Department of Agriculture
P.O. Box 2415
Washington, DC 20013 202‑720‑6221
Objectives: To provide financial and technical assistance to: (1) Identify salt source areas; (2) develop project plans to cany out conservation practices to
reduce salt loads; (3) install conservation practices to reduce salinity levels; (4) cany out research, education, and demonstration activities; (5) carry out
monitoring and evaluation activities; and (6) to decrease salt concentration and salt loading which causes increased salinity levels within the Colorado
River and to enhance the supply and quality of water available for use in the United States and the Republic of Mexico. Types of assistance: direct
payments for specified use. Estimate of annual funds available: (Direct payments) $8,394,000.
* Loans to Help Your Country Property Recover
From an Emergency
(10.404 Emergency Loans)
Administrator, Consolidated Farm Service Agency
U.S. Department of Agriculture
Washington, DC 202‑720‑1632
Objectives: To assist established (owner or tenant) family fanners, ranchers and aquaculture operators with loans to cover losses resulting from major
and/or natural disasters, which can be used for annual farm operating expenses, and for other essential needs necessary to return disaster victims'
farming operations to financially sound bases in order that they will be able to return to private sources of credit as soon as possible. Types of assistance:
direct loans. Estimate of annual funds available: $100,000,000.
* Money to Build Houses for Your Employees
(10.405 Farm Labor Housing Loans and Grants (Labor Housing))
Mulrifamily Housing Processing Division
Consolidated Farm Service Agency
U.S. Department of Agriculture
Washington, DC 20250 202‑720‑1604
Objectives: To provide decent, safe, and sanitary low rent housing and related facilities for domestic farm laborers. Types of assistance: project grants;
guaranteed/insured loans. Estimate of annual funds available: (Loans) $16,012,000. (Grants) $11,297,000.
* Money to Buy, Fix Up or Build Houses in Small Towns
(10.410 Very Low to Moderate Income Housing Loans
(Section 502 Rural Housing Loans))
Administrator
Consolidated Farm Service Agency
U.S. Department of Agriculture
Washington, DC 20250 202‑720‑7967
Objectives: To assist lower income rural families through direct loans to buy, build, rehabilitate, or improve decent, safe, and sanitary dwellings and related facilities for use by the applicant as a permanent residence. Subsidized funds are available only on direct loans for low and very low income applicants. Nonsubsidized Funds (loan making) are available for very low and low income applicants who are otherwise eligible for assistance, but based on the amount of the loan requested, the interest credit assistance formula results in no interest credit. Nonsubsidized funds (loan servicing) are available to very low, low and moderate income applicants/borrowers who do not qualify for interest credit assistance for: (1) Subsequent loans for repair and
rehabilitation; and (2) subsequent loan part only (repair or rehabilitation or the payment of equity) in connection with transfers by assumption or credit
sales. Loan guarantees are also available to assist moderate income rural families in home acquisition. Types of assistance: direct loans;
guaranteed/insured loans. Estimate of annual funds available: (Direct Loans) $1,400,000,000 (for subsidized low or moderate income loans for servicing
and repairs). (Guaranteed loans) $1,000,000,000. * Money for Nonprofits to Build Rental Houses in Small Towns
(10.415 Rural Rental Housing Loans) Director
Multifamily Housing Processing Division
Consolidated Farm Service Agency
U.S. Department of Agriculture
Washington, DC 20250 202‑382‑1604
Objectives: To provide economically designed and constructed rental and cooperative housing and related facilities suited for independent living for
rural residents. Types of assistance: direct loans. Estimate of annual funds available: (Direct Loans) $220,000,000.
* Money to Improve Your Water for a House in
the Country
(10.416 Soil and Water Loans (SW Loans))
Administrator
Consolidated Farm Service Agency
U.S. Department of Agriculture
Washington, DC 20250 202‑720‑1632
Objectives: To facilitate improvement, protection, and proper use of farmland by providing adequate financing and supervisory assistance for soil
conservation, water resource development, conservation and use, forestation, drainage of farmland, the establishment and improvement of permanent
pasture, the development of pollution abatement and control facilities on farms, development of energy conserving measures and other related
conservation measures. Types of assistance: direct loans; guaranteed/insured loans. Estimate of annual funds available: (Direct Loans) $2,894,700.
(Guarantee Loans) $832,290.
* Loans and Grants to Fix Up Your House in
the Country ($5,000 Grants)
(10.417 Very Low Income Housing Repair Loans and Grants
(Section 504 Rural Housing Loans and Grants)
Director
Single‑Family Housing Processing Division
Consolidated Farm Service Agency
U.S. Department of Agriculture
Washington, DC 20250 202‑720‑1474
Objectives: To give very low income rural homeowners an opportunity to make essential repairs to their homes to make them safe and to remove health
hazards to the family or the community. Types of assistance: direct loans; project grants. Estimate of annual funds available: (Loans) $25,000,000.
(Grants) $25,000,000.
* Money to Conserve Soil and Water in Small
Towns
(10.900 Great Plains Conservation)
Deputy Chief for Programs
Soil Conservation Service
U.S. Department of Agriculture
P.O. Box 2890
Washington, DC 20013 202‑720‑1868
Objectives: To conserve and develop the Great Plains soil and water resources by providing technical and financial assistance to farmers, ranchers,
and others in planning and implementing conservation practices. Types of assistance: direct payments for specified use; advisory services and
counseling. Estimate of annual funds available: (Grants) $2,045,000. (Salaries and expenses) $8,892,000.
* Money to Fix Up an Abandoned Coal Mine
(10.910 Rural Abandoned Mine Program (RAMP))
Deputy Chief for Programs
Soil Conservation Service
U.S. Department of Agriculture
P.O. Box 2890
Washington, DC 20013 202‑720‑2847
Objectives: To protect people and the environment from the adverse effects of past coal mining practices, and to promote the development of soil and
water resources of unreclaimed mined lands. Types of assistance: direct payments for specified use; advisory services and counseling. Estimate of
annual funds available: (Grants) $8,524,403. (Salaries and expenses) $4,854,550.
* Loans to Fix Up Houses That Are More Than
One Year Old
(14.108 Rehabilitation Mortgage Insurance (203(k)))
Director
Single Family Development Division
Office of Insured Single Family Housing
U.S. Department of Housing and Urban Development
Washington, DC 20410 202‑708‑2720
Objectives: To help families repair or improve, purchase and improve, or refinance and improve existing residential structures more than one year old.
Types of assistance: guaranteed/insured loans. Estimate of annual funds available: (Loans insured) $201,259,000.
* Loans to Buy Trailers
(14.110 Manufactured Home Loan Insurance‑Financing Purchase of
Manufactured Homes as Principal Residences of Borrowers (Title 1))
Director
Title I Insurance Division
U.S. Department of Housing and Urban DevelopmentSOO‑733‑4663
Washington, DC 20410 202‑708‑2880
Objectives: To make possible reasonable financing of manufactured home purchases. Types of assistance: guaranteed/insured loans. Estimate of annual
funds available: Loans reported under program No. 14.142.
* Loans to Co‑op Investors
(14.112 Mortgage Insurance for Construction or Substantial
Rehabilitation of Condominium Projects (234(d) Condominiums))
Policies and Procedures Division
Office of Insured Multifamily Housing Development
U.S. Department of Housing and Urban Development
Washington, DC 20410 202‑708‑2556
Objectives: To enable sponsors to develop condominium projects in which individual units will be sold to home buyers. Types of assistance:
guaranteed/insured loans. Estimate of annual funds available: (Mortgages ò insured) $0.
* Loans to Homeowners Anywhere With 1 to 4 Family Units
(14.117 Mortgage Insurance‑Homes (203(b)))
Director
Single Family Development Division
Office of Insured Single Family Housing
U.S. Department of Housing and Urban Development
Washington, DC 20410 202‑708‑2700
Objectives: To help people undertake home ownership. Types of assistance: guaranteed/insured loans. Estimate of annual funds available: (Mortgages
insured‑including funding for 14.119, 14.121, 14.163 and 14.175) $52 610,678 000.
* Loans to Buy Single Family Homes for Disaster Victims
(14.119 Mortgage Insurance‑Homes for Disaster Victims (203(h)))
Director
Single Family Development Division
Office of Insured Single Family Housing
U.S. Department of Housing and Urban Development
Washington, DC 20410 202‑708‑2700
Objectives: To help victims of a major disaster undertake homeownership on a sound basis. Types of assistance: guaranteed/insured loans. Estimate of
annual funds available: (Mortgages insured) reported under Program No. 14.117.
* Money for Low to Moderate Income Families
Hurt by a Disaster or Urban Renewal
(14.120 Mortgage Insurance‑Homes for Low and Moderate Income
Families (221(d)(2)))
Director, Single Family Development Division
Office of Insured Single Family Housing
U.S. Department of Housing and Urban Development
Washington, DC 20410 202‑708‑2700
Objectives: To make homeownership more readily available to families displaced by a natural disaster, urban renewal, or other government actions
and to increase homeownership opportunities for low income and moderate income families. Types of assistance: guaranteed/insured loans. Estimate of
annual funds available: (Mortgages insured) $127,193,000.
* Money for Homes in Outlying Areas
(14.121 Mortgage Insurance‑Homes in Outlying Areas (203(i)))
Director, Single Family Development Division
Office of Insured Single Family Housing
U.S. Department of Housing and Urban Development
Washington, DC 20410 202‑708‑2700
Objectives: To help people purchase homes in outlying areas. Types of assistance: guaranteed/insured loans. Estimate of annual funds available:
(Mortgages insured) reported under program No. 14.117.
* Money for Homes in Urban Renewal Areas
(14.122 Mortgage Insurance‑Homes in Urban Renewal Areas
(220 Homes))
Director, Single Family Development Division
Office of Insured Single Family Housing
U.S. Department of Housing and Urban Development
Washington, DC 20410 202‑708‑2700
Objectives: To help families purchase or rehabilitate homes in urban renewal areas. Types of assistance: guaranteed/insured loans. Estimate of annual funds available: (Mortgages insured) $47,000.
* Money for Homes in Older Areas of Town
(14.123 Mortgage Insurance‑Housing in Older, Declining Areas (223(e)))
For Single Family:
Single Family Development Division
Office of Insured Single Family Housing
U.S. Department of Housing and Urban Development
Washington, DC 20410 202‑708‑2700
For Multifamily: Policies and Procedures Division
Office of Insured Multifamily Housing Development
U.S. Department of Housing and Urban Development
Washington, DC 20410 202‑708‑2556
Objectives: To assist in the purchase or rehabilitation of housing in older, declining urban areas. Types of assistance: guaranteed/insured loans. Estimate
of annual funds available: (Mortgages insured ‑ single family and multifamily) $16,794,000.
* Money to Buy a Co‑op Apartment
(14.126 Mortgage Insurance‑Cooperative Projects (213 Cooperatives))
Policies and Procedures Division
Office of Insured Multifamily Housing Development
U.S. Department of Housing and Urban Development
Washington, DC 20410 202‑708‑2556
Objectives: To make it possible for nonprofit cooperative ownership housing corporations or trusts to develop or sponsor the development of housing
projects to be operated as cooperatives and to allow investors to provide good quality multifamily housing to be sold to such nonprofit corporations or trusts upon completion of construction or rehabilitation. Types of assistance: guaranteed/insured loans. Estimate of annual funds available: (Mortgages
insured‑including funding for 14.132) $0.
* Money to Buy a Trailer‑Home Park
(14.127 Mortgage Insurance‑Manufactured Home Parks (207(m)
Manufactured Home Parks))
Policies and Procedures Division
Office of Insured Multifamily Housing Development
U.S. Department of Housing and Urban Development
Washington, DC 20410 202‑708‑2556
Objectives: To make possible the financing of construction or rehabilitation
of manufactured home parks. Types of assistance: guaranteed/insured loans.
Estimate of annual funds available: (Mortgages insured) Reported under
program No. 14.134.
* Money to Buy a Hospital
(14.128 Mortgage Insurance‑Hospitals (242 Hospitals))
Hospital Mortgage Insurance Staff
U.S. Department of Housing and Urban Development
Washington, DC 20410 202‑708‑0599
and
Division of Facilities Loans
U.S. Department of Health and Human Services
Rockville, MD 20857 301‑443‑5317
Objectives: To facilitate the affordable financing of hospitals for the care and
treatment of persons who are acutely ill or who otherwise require medical
care and related services of the kind customarily famished only or most
effectively by hospitals. Types of assistance: guaranteed/insured loans.
Estimate of annual funds available: (Mortgages insured) $350,000,000.
* Money to Buy a Condominium
(14.133 Mortgage Insurance‑Purchase of Units in Condominiums
(234(c)))
Director, Single Family Development Division
Office of Insured Single Family Housing
U.S. Department of Housing and Urban Development
Washington, DC 20410 202‑708‑2700
Objectives: To enable families to purchase units in condominium projects. Types of assistance: guaranteed/insured loans. Estimate of annual funds
available: (Mortgages insured) $4,844,885,000.
* Money to Invest in Apartment Buildings for
Middle Class Families
(14.135 Mortgage Insurance‑Rental and Cooperative Housing for
Moderate Income Families and Elderly, Market Interest Rate (221 (d)(3)
and (4) Multifamily ‑ Market Rate Housing))
Policies and Procedures Division
Office of Insured Multifamily Housing Development
U.S. Department of Housing and Urban Development
Washington, DC 20410 202‑708‑2556
Objectives: To provide good quality rental or cooperative housing for moderate income families and the elderly and handicapped. Single Room
Occupancy (SRO)mayalsobeinsuredunderthissection(see 14.184). Types of assistance: guaranteed/insured loans. Estimate of annual funds available:
(Mortgages insured excluding coinsurance) $444,913,000.
* Money to Buy a Nursing Home
(14.129 Mortgage Insurance‑Nursing Homes, Intermediate Care
Facilities and Board and Care Homes (232 Nursing Homes))
Policies and Procedures Division
Office of Insured Mullifamily Housing Development
U.S. Department of Housing and Urban Development
Washington, DC 20412 202‑708‑2556
Objectives: To make possible financing for construction or rehabilitation of nursing homes, intermediate care facilities and board and care homes, to
allow purchase or refinancing with or without repairs of projects currently insured by HUD, but not requiring substantial rehabilitation, and to provide
loan insurance to install fire safety equipment. Types of assistance: guaranteed/insured loans. Estimate of annual funds available: (Mortgages
insured) $1,019,908,000.
* Money to Buy Your House if It is in a Long
Term Ground Lease
(14.130 Mortgage Insurance‑Purchase by Homeowners of Fee Simple
Title From Lessors (240))
Director, Single Family Development Division
Office of Insured Single Family Housing
U.S. Department of Housing and Urban Development
Washington, DC 20410 202‑708‑2700
Objectives: To help homeowners obtain fee‑simple title to the property which they hold under long‑term leases and on which their homes are located.
Types of assistance: guaranteed/insured loans. Estimate of annual funds available: (Mortgages insured) $0.
* Money to Invest in Rental Housing for the Elderly
(14.138 Mortgage Insurance‑Rental Housing for the Elderly (231))
Policies and Procedures Division
Office of Insured Multifamily Housing Development
U.S. Department of Housing and Urban Development
Washington, DC 20410 202‑708‑2556
Objectives: To provide good quality rental housing for the elderly. Types of assistance: guaranteed/insured loans. Estimate of annual funds available:
(Mortgages insured) $0.
* Money to Invest in Rental Housing in Urban Renewal Areas
(14.139 Mortgage Insurance‑Rental Housing in Urban Renewal Areas
(220 Multifamily))
For production information:
Policies and Procedures Division
Office of Insured Multifamily Housing Development
U.S. Department of Housing and Urban Development
Washington, DC 20410 202‑708‑2556
For management information:
Director, Office of Multifamily Housing Management
U.S. Department of Housing and Urban Development
Washington, DC 20410 202‑708‑3730
Objectives: To provide good quality rental housing in urban renewal areas, code enforcement areas, and other areas designated for overall revitalization.
Types of assistance: guaranteed/insured loans. Estimate of annual funds available: (Mortgages insured) 0.
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