Annual Report 2013 – 2014 April 1 to March 31 Providing Flexible Financing
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- Business Counselling Assistance
- Core Services
- Chedabucto Bay Folk Society Stan Rogers Folf Festival Students in Business
- Contract Services
Business Plan Preparation All clients applying for financial assistance must complete a business plan to establish viability. Staff works closely with the client assisting them in developing their plan. Counselling assistance is provided. All Staff are trained to ensure they provide adequate counselling rather than consulting. The Executive Director of the CBDC Guysborough County has completed the APEC-IBIZ Small Business Counselling Certificate Program to ensure standard counselling is provided. 
Business Counselling Assistance This is the most common type of assistance and is usually in the form of advice to new or existing entrepreneurs. Counselling assistance may be as brief as a telephone inquiry, or as complicated as credit counselling. Where direct support is available from staff of the corporation, the situation is handled in house. If the client requires more specialized help, we assist with making the necessary arrangements on the clients’ behalf. This year, we provided business counselling services in house to approximately 72 individuals. Core Services Training & Entrepreneurial Training Fund Individual or customized training is available through the Business Development Program’s Entrepreneurial Training Fund (ETF). Leadership Series and skill shops offered last year included the following; computer, excel, social media, business diagnostics, bookkeeping, simply accounting, and quick books. One on-one staff and outside facilitated training is also available. Since 2011, individual entrepreneur or potential entrepreneurs are able to assess funding to support their business management training through the Entrepreneurial Training Fund. This year, the CBDC assisted 6 individuals obtain training through the ETF. 
Chedabucto Bay Folk Society Stan Rogers Folf Festival Students in Business 
We assist in delivering the Student in Business (SIB) Program that enables students to access an interest free loan to start a business. Students are provided with a mentor and are able to access business training and support while running their business. This year, one student from Mulgrave accessed the program to open an Ice Cream Stand. Contract Services Self Employment Benefits Program “The CBDC provided me with assistance through the Self Employment Benefit Program and financing which helped with the start-up of my business.” 
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