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21 term, so now you're thinking, I'll go back to school,
22 I'll get a BA, a BA in what? What's your plan of
23 action? I know you're thinking about it, but what's
24 your --" Kelly says, "I'm not sure yet, but I know I
25 need to get a higher degree to get a higher rate of pay.



1 That's what I'm thinking now. An Associate's Degree is
2 not enough money. You might as well work at McDonald's.
3 My cousin works at McDonald's. She gets $10 an hour.
4 I'm like, Are you serious? She lives up north, but
5 still."
6 "Let me play devil's advocate with you.
7 You went for a two years associate degree or whatever,
8 and it's only set you back. It's like you're doubling
9 down, isn't it? I'm just playing with this idea."
10 That's the moderator. "Yeah, yeah. I'm going to owe --
11 that's the other thing, I'm going to owe even more
12 money, right, so I don't know. I don't know. But the
13 promise is there still in your mind, right. I'm not
14 trying to depress you. I mean, even at the end of the
15 day, the way I soothe my brain is, once I do get this
16 bachelor's, I'm going to work on -- I'm going to have a
17 high rate of pay and some way, somehow, they're going to
18 have to work with whatever I'm making to make these
19 little payments, even if it's going to take me the rest
20 of my life to pay it off, because that's how I look at
21 it now. No matter what, it's going to take me the rest
22 of my life to pay this money back."
23 That's all. Thank you.
24 MR. MARTIN: Thank you.
25 Okay. Do we have anybody else who would

1 like to speak again? Okay. Right now, we have no


2 further speakers scheduled for the balance of the
3 afternoon. However, we will be here until 4:00 p.m.,
4 which is the scheduled end of the session. So I'll just
5 turn it over to Mr. Manning for some remarks.
6 MR. MANNING: Well, I want to thank you all
7 for being here today and participating. It's very
8 useful for us to have heard from all of you, and thank
9 you, again, for your participation and please stay
10 engaged.
11 (Recess from 2:53 p.m. to 3:59 p.m.)
12 MR. MARTIN: It is now 4:00, and the
13 proceedings are closed. Want to thank you for coming,
14 and we want to thank Southern Methodist University for
15 being our host today.
16 (Proceedings concluded at 4:00 p.m.)
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1 STATE OF TEXAS )
2 I, Terralyn J. Gentry, Certified
3 Shorthand Reporter in and for the State of Texas, do
4 hereby certify that the above and foregoing contains a
5 true and correct transcription of the public hearing
6 that was held by the Department of Education at Southern
7 Methodist University, Underwood Law Library, on July 12,
8 2017.
9
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11 Certified to by me this 21st day of July,
12 2017.
13
14
15 TERRALYN J. GENTRY, TEXAS CSR 7765

Expiration Date: 12/31/16

16 Collins Realtime Reporting

Firm Registration No. 59

17 325 N. St. Paul Street, Suite 2575

Dallas, TX 75201

18 (214) 220-2449
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