Issued by Office of International Student Services Revised January 2010 table of contents

How to build your credit:

• 
  Apply for a student credit card from your bank and pay the amount you owe each month on time.
  
• 
  Pay your phone bill on time.
  
• 
  Pay your rent in full on time.
  

• 
  Never give out your social security number to anyone except employers and those who must check your credit history.
  

Driver’s License

If you want a driver’s license, you must pass a written examination and receive a driving permit. Then you will be required to take a road test to demonstrate your driving abilities, all before actually getting your license.

1. 
   Passport
   
2. 
   I-20/ DS-2019
   
3. 
   Visa
   
4. 
   I-94 card
   
5. 
   Full-time status letter provided by OISS
   
6. 
   Proof of address
   
7. 
   FDU ID
   
8. 
   Social Security Card or, Social Security Exemption letter (if you do not have an SSN).
   

Most Motor Vehicle Agencies are open from 8AM to 4:30PM, Monday-Friday. However, the Agency in Lodi is open limited hours on Saturday.

State ID

If you do not want to drive in the U.S. but still want to carry a form of identification other than your passport, you can apply for a State ID.

Transportation

New Jersey Transit buses stop on Cedar Lane and River Road. For a complete list of Bus routes, schedules and fares go to www.njtransit.com or call N. J. Transit at 1-800-772-2222.

Train Service:

There is a train stop on Anderson Street in Hackensack, which goes to Hoboken. From Hoboken it is possible to take the PATH train into New York City. Contact N. J. Transit for more information.
Taxi Service:

Taxicabs are available 24 hours a day. Below is a list of taxi services. When you call, ask for the price of the trip before you arrange a pick up as each company sets its own prices.

Bergen Transportation Services	Teaneck Taxi
Hackensack	Teaneck
1 (800) 842-8294	(201) 836-8282

Renting a Car:

An international driver's license is not required in the US. You can usually rent a car and drive with a valid driver's license from your home country.

Some rental agencies will not rent cars to anyone less than 25 years old. Other agencies will rent to young people but will charge a higher fee.
There are many car rental agencies in the area, and their prices may vary.
Buying a Car:

If you buy a car in the U.S., you must register it with the Motor Vehicle Agency and have it inspected. See the N.J. Motor Vehicle Agecny website for more details: http://www.state.nj.us/mvc/

Automobile Insurance in the U.S. is expensive, but it is mandatory. Uninsured drivers receive hefty fines when they are caught.

Off-Campus Housing

• 
  The best ways to find Off-Campus Housing are through the internet, flyers on notice boards and word of mouth.
  

• 
  The Office of Residence Life has partnered with www.Places4Students. com, a company that specializes in providing Off-Campus Housing solutions for university students. This service is free for all students.
  

• 
  You can also contact a licensed Real Estate Agent. Verify that the agent is legitimate before giving them any money or signing any documents.
  

Internet Scams

• 
  Trust your instincts.
  

• 
  Deal only with local buyers and sellers.
  

• 
  Never deal with a buyer or seller who won’t agree to meet with you in person.
  

• 
  NEVER wire funds to a distant buyer, via Western Union or any other carrier.
  

• 
  Be wary if the other party wants to use an escrow service such as BidPay, Squaretrade, or even PayPal.
  

• 
  NEVER give out personal financial information (eBay or PayPal info, checking account number, SSN, etc.) unless you are sure the company is legitimate and the transaction is secure.
  

Your Lease or Agreement with Your Landlord:

Renting a Room, Apartment or House

Important tips:

A good lease will protect both the landlord and the tenant. The landlord is protected from damage and loss, and the renter is protected from unreasonable landlords/living conditions and unexpected costs and charges. A good lease clearly established the expectations for both parties.
You should have a written lease or agreement with your landlord and ought to carefully read all printed materials BEFORE you sign any documents. You should understand all phrases, expressions, and specialized terms—ask questions, understand and feel comfortable with all aspects of the lease. If you are uncertain about a clause or condition, you should wait and ask an experienced friend to review the lease. If you have problems later, you will want to use your lease for seeking reasonable and timely solutions from your landlord.
Do not sign a lease unless you are sure that you are ready to make the commitment for the whole period of time noted in the lease, often one full year (12 months). Be advised that a security deposit in the amount of one to two month’s rent will often be required to secure an apartment.

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