Misc Pub 27-8 Legal Handbook Commander’s 2019


Life and Health Insurance Protection



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CommandersLegalHandbook
ArmyDemLogProgramBriefing-Jan17
4. Life and Health Insurance Protection
Several Service member protections exist for life insurance, including limits on an insurers ability limit coverage for activities required by military service and federal guarantees of premium payments in some cases. Health insurance protections include reinstatement after service, usually without awaiting period or exclusions.
5. Termination of Telephone Contracts
A Service member may terminate cell and landline telephone contracts after receiving military orders to relocate for at least 90 days to an area that does not support the contract. Additional protections apply for cellular family plans.
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C. Categories of Civil Rights Protections
Primary civil rights protections include:
1. Sale, Foreclosure, or Seizure of Property Secured by a Pre-Active Duty
Mortgage During or Within Nine Months after Active Service
The proposed action generally requires a court order the court may stay the proposed action and adjust the service member’s obligation.
2. Eviction of a Service member or Family Member Who is Renting
Eviction requires a court order the court may stay the eviction and adjust the Service member’s obligation.
3. Stays of Proceedings in Other Civil Cases
Civil and administrative cases maybe stayed for an unavailable Service member. The Service member must show why duty requirements materially affect his ability to appear, state when the Service member is available, and provide the commander’s written verification that there is no leave available to the Soldier (this does not include emergency leave).
4. Stays or Vacations of Judgments and Garnishments.
If a Service member is materially affected by military service in complying with a court order or judgment, the court may stay the execution of the judgment, or vacate or stay a garnishment.

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