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5.2.2. Micro-Insurance Regulations, 2005:The IRDA has notified Micro-Insurance Regulations, 2005, to help insurers to adjust their costs of serving marginal
clients in remote areas, by collecting premiums and installments, and offering services at the doorstep.
These Regulations, permits an insurer carrying on life insurance business, to offer life micro-insurance products as also general
micro-insurance products, to poor households. Similarly, an insurer carrying on general insurance business may also offer life micro-insurance products. The salient features of the Regulations are discussed below:
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