Interview report
Download 33.76 Kb.
|
Writing, Group K (II)
|
INTERVIEW REPORT 周思凡|吴明蔚|谢含芝|张明源 1. Background Information: - Education: Mark Li has a Bachelor's degree in Mechanical Engineering. - Professional Experience: As a mechanical engineer, Mark has been working for the past eight years at a Corporation, specializing in product design and development. - Age and Personal Information: Mark is 32 years old, demonstrating a blend of professional experience and a relatively early stage in his career. He has a stable job that provides a steady income, allowing him to explore investment opportunities. - Investment Portfolio Scope: Engages in stocks and ETFs, aiming for a balanced portfolio with moderate risk. - Source of Investment Funds: Allocates a portion of his income and occasionally invests or bonuses. - Investment Intensity: Regularly monitors the stock market, considering it a part-time commitment. 2. Investment Experience: - 2017: Initiated investments in individual stocks, primarily in technology and renewable energy sectors. - 2019: Expanded the portfolio to include ETFs for better diversification, learning from initial experiences. - 2021: Adjusted the allocation towards stable dividend-paying stocks after a market downturn. - 2022: Continues a mix of individual stocks and ETFs, combining a growth-oriented approach with dividend income. 3. Behavioral Traits Analysis: - Active/Passive Traits Quiz: Demonstrates a mix of active and passive traits, leaning towards active management but avoiding excessive trading. - Risk Tolerance Questionnaire: Shows a moderate risk tolerance, comfortable with a diversified mix of stocks and ETFs. - Bias Identification Quiz: Displays a familiarity bias, often favoring sectors or companies he is familiar with despite market trends. - BITs Judgment: Leans towards a disciplined approach, making strategic adjustments based on market conditions rather than emotional reactions. - Orientation Quiz: Aligns with a balanced orientation, showcasing an understanding of the importance of diversification. 4. Impact of Behavioral Factors on Returns: - Leveraging Strengths: Encouraged to continue the disciplined approach, but advised to diversify further and explore sectors beyond his comfort zone. - Recommendations: Consider periodic reviews and explore educational resources to enhance understanding of unfamiliar investment opportunities. Conclusion: Mark, an everyday investor with an engineering background, displays a balanced and moderately active investment approach. While his mix of individual stocks and ETFs aligns with his risk tolerance, diversifying further and exploring new sectors can optimize returns without deviating significantly from his established strategy. Questionnaire 1. Do you have experience investing in stocks or ETFs? Mark: Yes, I have experience investing in stocks and ETFs. 2. What are your portfolio goals? Mark: My investment portfolio goal is to establish a balanced investment portfolio with moderate risk. 3. What is the source of your investment funds? Mark: My investment funds come from distributing a portion of my income, occasionally investing or distributing bonuses. 4. What is your investment intensity? Mark: I regularly monitor the stock market as a part-time commitment. 5. Do you regularly monitor the stock market? Mark: Yes, I regularly monitor the stock market. 6. Have you invested in individual stocks in the technology and renewable energy sectors? Mark: Yes, I started investing in individual stocks in 2017, mainly in the technology and renewable energy sectors. 7. Do you include ETFs in your investment portfolio to achieve better diversification? Mark: Yes, I learned from my initial experience in 2019, expanding my investment portfolio and incorporating ETFs to achieve better diversification. 8. Have you adjusted the allocation of stable dividend-paying stocks after the market downturn? Mark: Yes. In 2021, after the market downturn, I adjusted the allocation of stable dividend-paying stocks. 9. Do you combine a growth-oriented approach with dividend income? Mark: Yes, in 2022, I will continue to mix individual stocks and ETFs, combining a growth-oriented approach with dividend income. 10. Have you considered investing in other types of assets, such as real estate or bonds? Mark: I am not currently considering investing in other types of assets, but I will maintain an open mind and keep an eye on market changes. 11. Have you ever considered using investment advisory or investment management services? Mark: I am not currently considering using investment advisory or investment management services. 12. Have you ever considered using automated investment platforms, such as Robinhood or Betterment? Mark: I am not currently considering using an automated investment platform, but I will maintain an open mind and keep an eye on market changes. 13. Have you ever considered using an investment simulator to test your investment strategy? Mark: I am not currently considering using an investment simulator to test my investment strategy. 14. Have you ever considered using investment education resources to enhance your investment knowledge? Mark: Yes, I will continue to learn and improve my investment knowledge. 15. Have you ever considered attending investment seminars or conferences? Mark: I am not currently considering attending investment seminars or conferences, but I will maintain an open mind and keep an eye on market changes. 16. Have you ever considered joining an investment club or organization? Mark: I am not currently considering joining an investment club or organization, but I will maintain an open mind and keep an eye on it at all times 17. Have you ever considered sharing your investment strategy with other investors? Mark: I think sharing my investment strategy with other investors is a good idea because it can help me better understand the market and the views of other investors. However, I will be cautious in choosing who to share my strategy with because I don't want my strategy to be exploited by bad people. 18. Have you ever considered using social media to obtain investment advice or opinions? Mark: I think using social media to obtain investment advice or opinions is a good idea because it can help me better understand the market and the opinions of other investors. However, I will carefully choose which social media platforms, as some platforms may not be very reliable. 19. Have you ever considered using an investment application to track your investment portfolio? Mark: I think using an investment application to track my investment portfolio is a good idea because it can help me better understand the performance of my investment portfolio. However, I will carefully choose which applications, as some may not be very reliable. 20. Have you ever considered using investment blogs or websites to obtain investment advice or opinions? Mark: I think using investment blogs or websites to obtain investment advice or opinions is a good idea because it can help me better understand the market and the opinions of other investors. However, I will carefully choose which blogs or websites, as some may not be very reliable. Analysis: Investor exhibits a mix of active and passive characteristics, tending to be actively managed, but avoiding overtrading. Investors have shown a moderate risk tolerance and are satisfied with a diversified mix of stocks and ETFs. Prefer a disciplined approach and make strategic adjustments based on market conditions. Aligns with a balanced orientation, showcasing an understanding of the importance of diversification. Investor shows a tendency to familiarize themselves, including conservatism bias, availability bias, loss aversion bias, status quo bias, and endowment bias. The investor has three biases: availability bias; loss aversion bias; and conservatism bias. Thus, In the face of new information, it is necessary to be sharp and cautious in analysis. And expand the knowledge of accessible information and ask questions repeatedly. Also, adjust in time, and listen to other people's opinions. Download 33.76 Kb. Share with your friends:
|