INDEX Section Topic Page Nob.
Introduction:
2
a. What
is money laundering 2
b. What is Financing of terrorism
3
2. The objective of AML / KYC / CFT norms
3
3. Definition
of Customer 3
4. Customer Due Diligence (CDD)
3
4.1 General Guidelines on CDD
3
5 KYC Policy
4
5.1 Customer Acceptance Policy
4
a. General
4
b. Categorization
of Customers 5
c. Documentation required
6
5.2 Customer Identification Procedure
7
5.3 Procedure under
KYC for Undertaking business 10
5.3.1 Payment to beneficiaries under Money Transfer
10
5.3.2 Purchase of Foreign Exchange from customers
10
5.3.3 Sale of
foreign exchange to customers 11
5.4 Monitoring of transactions
11
5.5 Risk Management
12
6 Inspection / Audit of AML \ KYC documents /
procedures 13
7 Introduction to new Technologies
13
8 Combating Financing of Terrorism
13
9 Maintenance
of records of transactions 13
10 Definition of Suspicious transaction
14
11 Information to be preserved
14
12 Maintenance
and preservation of records 14
13 Reporting of transactions
15
13.1 Reporting schedule
16
14 Attestation
of KYC documents 18
15 Comparison of address
18
