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Continued Compliance with the NFIP
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- 6.6 Ongoing and Previous Mitigation Initiatives
6.5 Continued Compliance with the NFIPParticipation in the National Flood Insurance Program is important to the City of Pearland and over 6,000 of its residents. This is evidenced by the City’s commitment to regulating development and redevelopment, by its adoption of provisions that exceed the minimum requirements, and by its active pursuit of mitigation opportunities. The City is firmly committed to continued compliance with the NFIP. Pearland satisfied requirements for initial participation in the NFIP and joined the Emergency Program in 1978. Upon issuance and final approval of the Flood Insurance Rate Map in July 1984, the City joined the Regular Program. The effective Flood Insurance Rate Map for Pearland has been revised a number of times to reflect more detailed information and changes to the floodplain, and is now used as the minimum flood hazard area within which development must conform to floodplain management regulations. Regulations Review. A review of the City’s floodplain regulations and subdivision standards was prepared and City staff were interviewed. The review, on file with the Administration Department, was performed to ensure continued compliance with the NFIP and to identify opportunities to clarify regulatory language. The regulations are consistent with the NFIP. The findings suggest the following:
Land Use & Urban Development Ordinance No. 509-H (revised April 22, 2002). The ordinance provides for and defines the Floodway District, but it is not in use as of mid-2003. The Land Use Plan is a map that shows future land use by color comparison; the mapped floodplain is not delineated as a separate land use. A separate report on the flood provisions of the ordinance is on file with the Administration Department. Community Assistance Visit. The final determination of a 1999 Community Assistance Visit was that "the City has an excellent floodplain management program." The Community Rating System. The review of the floodplain regulations also served to identify measures adopted by Pearland that may qualify for credit under the NFIP’s Community Rating System (CRS). The CRS is intended to recognize and encourage management of flood hazard areas above the minimum requirements of the NFIP. The CRS offers discounts on the cost of federal flood insurance to those citizens who reside within recognized communities. The City completed and submitted a CRS application in mid-2003. A verification visit was completed on November 11, 2003, and the City anticipates entering the CRS program sometime in 2004. Based on 2004 Repetitive Loss data, there are 252 RL properties within the City, making Pearland a Repetitive Loss Category C. Of the 252 repetitive loss properties, 54 are included in FEMA’s Target Group. Nationwide, the average NFIP premium for $100,000 in coverage property in A Zones and AE Zones is on the order of $500. Thus, in communities with a 5% CRS discount, policyholders see, on average, annual savings of $25. The cost of the average B, C, and X Zone policy is $150; thus policyholder savings in these zones outside of the 100-year floodplain would be only $7.50 per year. Regardless of the CRS discount available in A and AE Zones, which goes up in 5-percent increments, the discount on B, C, and X Zones is capped at 5%. For the City of Pearland’s residents, cost savings due to the CRS discount can be estimated. It is important to note that the total number of flood insurance policies exceeds the number of buildings within the mapped flood hazard area. Therefore, for the purpose of this estimate, a CRS discount of only 5% is assumed to apply to all policies. As of December 2002, the NFIP reports that 6,419 flood insurance policies are in force in Pearland and policyholders pay almost $2 million per year in premiums. Therefore, a 5% discount would yield a total savings for property owners of about $100,000 each year. An independent report identifying possible points based on the City’s current program, as well as a number of reasonable and feasible additional activities that may qualify for CRS points, is on file with the Administration Department. The following are the key opportunities:
6.6 Ongoing and Previous Mitigation InitiativesDealing with flood hazards, the most significant natural hazard in Pearland, is not a new proposition for the City. Indeed, as described in Section 3.2, several of the City’s goals and objectives for 2003-2004 are directly related to flooding and drainage. Those objectives and specific studies and projects are described in the following subsections. Directory: publications -> reports publications -> Quantitative skills publications -> Multi-core cpu and gpu implementation of Discrete Periodic Radon Transform and Its Inverse publications -> List of Publications Department of Mechanical Engineering ucek, jntu kakinada publications -> Sa michelson, 2011: Impact of Sea-Spray on the Atmospheric Surface Layer. Bound. Layer Meteor., 140 ( 3 ), 361-381, doi: 10. 1007/s10546-011-9617-1, issn: Jun-14, ids: 807TW, sep 2011 Bao, jw, cw fairall, sa michelson publications -> Sample disaster and emergency plan for alabama public libraries reports -> - reports -> Street nw edmonton, Alberta reports -> Subject: Telecom Decision crtc 97-16 Download 0.67 Mb. Share with your friends:
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