Banking wizard by pankaj gautam



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(41 to 45): In each of these questions, there are three sentences given as (1), (2) and (3). Find out which two or three sentences convey the same meaning. If all the three sentences are different, give the answer as ‘all different’



  1. The manager would like you to help him locate the fault

  2. If you help him locate the fault, the manager would like you

  3. The manager desires that you should provide him the necessary assistance to locate the fault



  1. Although the strike of transporters continues. I shall come

  2. I shall come if the strike of transporters continues

  3. Even though I come the strike of transporters is going to continue



  1. Unlike the tribals who are hard-working the urban communities cannot withstand physical strain

  2. The tribals can withstand physical strain whereas urban communities cannot

  3. Because of the tribals are hard-working they can tolerate physical strain



  1. Should you need a visa you must submit an application along with your passport and a copy of income tax returns

  2. Unless you do not submit an application along with your passport and copy of income tax returns, you will not get visa

  3. If you submit an application along with your passport and a copy of income tax returns you do not need visa



  1. The judge remarked that not all the accused were really guilty

  2. The judge remarked that some of the accused were guilty while others were not

  1. The judge remarked that all those who are accused include some who are not really guilty

46 to 50: In each of these questions a set of 3 or 4 sentences which convey an idea is given. Of these, one or two is / are suppressed. To fill up the space of the suppressed sentence(S) two possible fillers as (1) and (2) are given. Find out which one, two or none can fill up the space of the suppressed sentence (s) to make the paragraph meaningful and mark your answer accordingly.

Caution: While marking your answer please also consider the sequence of the sentence if both the sentences are required to fill up the spaces.

  1. As far as aircraft maintenance procedures are concerned, they are rigorous – such cases may end-up in disastrous results, though exceptionally.

  1. All problems are immediately corrected on almost every occasion

  2. Only due to urgency or want of aircraft for substitution, certain ones are overlooked

  1. The interrogation lasted for about nine full working days. – the judge observed that he was impressed with the outcome as the involvement of the accused in the crime was crystal clear

  1. Hardly anything worth the name came out of such a marathon interrogation

  2. The prosecution lawyer, though in vain, had relentlessly applied all his wit to expose the accused

  1. Auto riding is very fascinating hobby. – it is obvious that they consider the hobby more important than anything else

  1. Low or even middle income group people can’t afford it

  2. I know many people who had missed many important cases or opportunities for participating in auto riding

  1. There is no doubt that we must fair and honest in all our dealings. – what you really are is less important than what you perceived to people around you

  1. It means that perception assumes greater importance than reality

  2. But even more important is how you are perceived by others

  1. The admiration for those who fight against corruption in high places has always been very spontaneous amongst the common people in India. – they unhesistantly appreciate such acts but are afraid of openly doing so for fear of the higher ups

  1. They hold such people in high esteem who make scarifices on principles and moral ssues

  2. They make verbose speeches of admiration and appreciation of such acts.


PRACTICE SET 6:

1 to 5: Rearrange the following five sentences 1,2,3,4,and 5 in the proper sequence to form a meaningful paragraph.

  1. What teachers repeatedly commented on was that she was ‘very creative’and had an unusual way of thinking’, etc

  2. A study done by the institute focuses on Roma, an individual with creative abilities.

  3. But nowhere ere Roma’s these abilities recognized on her report card, because there was no check-off box for artwork and creativity

  4. Some of her artwork was selected to represent her school at art exhibition at state level

  5. As a child, she had been a good student—sbove average in most areas but not an exceptional early reader and writer

6 to 15: finding error:

  1. A disabled child (A) has defined as (B) one who is unable to (C) ensure necessities by himself (D) no error (E)

  2. Many decision problems (A) involve a number of (B) objectives, and often (C) these objectives conflicts (D) no error (E)

  3. Various employess, whom (A) we met, echoed (B) the sentiments expressed (C) by the ceo of the company (D) no error (E)

  4. It is difficult to assume that (A) a increase in the number of health institutions (B) would automatically enhance(C) utilization of health services (D) no error (E)

  5. The challenge for us (A) is to engage with a potential (B) customer early so we can (C) sell him the entire range (D) no error (E)

  6. Having said that (A) let me further clarify (B) that this model may (C) not always work (D) no error (E)

  7. This situation probably (A) contributing to a (B) greater lack of protection (C) for children in the households (D) no error (E)

  8. The management of this organization (A) must be willing to pass up (B) short-term gains for (C) long-term strategic benefits (D) no error (E)

  9. The amount at the minimum (A) payment is determined (B) by management and varies(C) from firm to firm (D) no error (E)

  10. Went are the days when (A) the leader barked instructions (B) and his minions scurried (C) to carry them out (D) no error (E)

16 to 25: closet test

Organizations (16) is a very broad subject that appears frequently in recent management studies. Organizations have many (17) to improve whatever it is that they do. They can reflect on their operations, study their products (18) to customers, and encourage (19) parts of the organization to share knowledge as well as the results of their (20) efforts. All firms have these opportunities, although a few companies take full (21) of them. Good firms everywhere (22) their processes and (23) in order to learn from past successes as well as (24) they measures and benchmark what they do. They try to get different parts of the organizations to (25) with one another.



  1. Learning/ system/ building/ structure/ conflict

  2. Systems/ incentives/ opportunities/ methods/ reasons

  3. Call/ refer/ please/ pay/ listen

  4. Significant/ different/ all/ some/ many

  5. Approved/ separate/ all/ individualistic/ hard

  6. Benefit/ credit/ recourse/ advantage/ stock

  7. Critique/ protect/ design/ criticize/ innovate

  8. Projects/ finances/ people/ products/ ideas

  9. Breaks/ limitations/ gaps/ set-ups/ failures

  10. Expand/ develop/ cooperate/ grow/ mingle

26 to 30: detecting wrongly spelt or inappropriately used words.

  1. Enforcement of laws, clean ans efficient (A) administration was what British rulers dispensed (B) in India through the government machinery (C) known as bureaucreacy (D) all correct (E)

  2. Copyright (A) will subsist (B) in any work published within the lifetime of the author until (C) 50 years following ( his death (D) all correct (E)

  3. computer surveying (A) is surfacing (B) at trade shows, where participants completing (C) surveys while making a visit to company’s booth(D) all correct (E)

  4. the pricing(A) of intellectual property is more complicated (B) than most pricing because today it is relatingly (C) inexpensive to make copies of the most intellectual property (D) all correct (E)

  5. experience (A) of extensive (B) travel in parts of the globe (C) further explored her vision (D) all correct (E)


31 to 37: comprehension

Using infant mortality as a key indicator of the status of children, we now begin to have the broad features of a hypothesis as to the causes or higher or lower mortality rates. One aspect is the complex of factors involving the access of mothers to trained personnel and other facilities for child delivery, the nutritional status of pregnant and nursing mothers and the quality of health-care and nourishment which babies receive. The other aspect, indicated by rural-urban differentials, is the possible importance of human settlement patterns in relation to the availability of healthp-care and related facilities such as portable water, excreta disposal systems, etc. thus, in a special sense it is ,such cheaper to make health and other basic services available to a community when it is densely settled rather than widely dispersed.



It is possible to argue, however, that both these sets of factors are closely related to a third one, namely income levels. Poorer mothers and babies have less access to health-care facilities and nourishment than those who are better-off, urban communities are on an average much better-off than rural communities. That economic conditions play a crucial role in determining the status of both mother and child is beyond dispute. But the question really is whether this is the only decisive factor or whether factors such as the availability of medical facilities, health-care programmes and nutritional programmes have an independent role. If so, then the settlement patterns which affect service delivery to the mother and child target groups become a relevant consideration. These are clearly issues of some importance for policy and programme planning.

  1. Which of the following can be inferred from the passage?

  1. Infant mortality rate is higher in rural areas as compared to that of urban areas

  2. Income level alone can predict the infant mortality rate

  3. There, now, is more population in urban areas as compared to rural areas

  4. Delivery of services to the mother and child does not depend on the settlement pattern

  5. The rural areas have now become densely populated

  1. Which of the following is the issue of importance for policy?

  1. Relationship of mortality and income levels

  2. Growing rural-urban differentials

  3. Infant-mortality rate and mortality rate is inter-dependence

  4. Dependence of education level of the mother and infant mortality rate

  5. Independence of factors other than income on infant mortality

  1. Which, according to the passage, is the other main indicator of the status of children, besides infant mortality?

  1. Education level

  2. Nourishment level

  3. Weight at birth

  4. Not mentioned

  5. None of these

  1. What is the advantage of providing services in urban areas as compared to that of rural areas?

  1. The services are cheaply available

  2. Per-capita expenditure for setting up services is much less

  3. There is more awareness about availability of services

  4. The investment can be received in short duration

  5. It is much easier to set up services

  1. Same in meaning to access?

Passage/ outburst/ surplus/ demand/ reach

  1. Which of the following is not to factor for mortality rate?

Settlement pattern/ type of child delivery/ nutritional status/ portable water/ income level

  1. Same in meaning to complex?
    building/ nature/ composite/ list/ types

38 to 45: comprehension.

To open up a field of study, draw attention to its vital elements, the lecture is invaluable. To listen to a lecture can be thrilling experience from which the student may gain ideas obtainable in no other way. But possibly to a greater degree than other forms of instruction, lecturing presumes a high order of intellectual competence on the part of the learners. The purpose of the lecture are to summarize, to clarify, to stimulate and to humanize the materials of the course. It should synthesize, evaluate, criticize and compare ideas and facts with which students have come in contact through out-of-class assignments.

The effectiveness of lectures could be enhanced by introducing the lecture with a brief review of the work preceding. It should also be indicated how the day’s lecture fits into the course pattern. A lecture should seldom be presented in one unbroken discourse. Unless exceptiuonally interesting, a long lecture strains the capacity for concentrated listening. Causing intermittent wandering of attention and loss of continuity in thought. The lecture should therefore be organized in a few block or units. As a rule, the exposition should be concluded before the end of the class period so as to allow some time for general discussion.

For students to obtain maximum benefit from a lecture, individual participation in study both precede and follow it. On their initiative, most students would not engage in preparatory study, hence formal assignments may be necessary. The lecture should be concluded on the assumption that the assignment has been fulfilled. It pays to explore the aids available for teaching a course particularly through lectures, since verbal exposition alone, however lucid, has its shortcomings.



  1. Which of the following is the best suited title for the passage?

  1. Methods of teaching

  2. Effective learning

  3. Contrast programmes

  4. Lecture-method

  5. Teaching without tears

  1. Same as ‘strains’?

Spoils/ damages/ drains energy from/ requires greater effort/ pits premium on.

  1. An uninterrupted discourse type method results into—

  1. Loss of attention

  2. A thrilling experience

  3. Stimulation of interest

  4. Humanizing the course material

  5. None of these

  1. Which of the following is not true in the context of the passage?

  1. Students on their own take up assignments

  2. Lecture method humanizes the course content

  3. There are many methods of teaching

  4. Improvements can be made in the traditional lecture method of instructions

  5. Various aids can be used with lecture method

  1. Compared to other method, lecturing requires—

  1. More competent trainer

  2. Bigger number of students

  3. Higher level of learner

  4. A new field of study

  5. Better presentation of ideas

  1. The passage seems to be written chiefly for—

  1. Students

  2. Educators

  3. Parents

  4. Researchers

  5. Administrators

  1. The effectiveness of lectures can be enhanced by which of the following?

  1. Breaking it into units

  2. Showing its integration in the course

  3. In the end giving some time for discussion

  1. Same as lucid ?

Long/ interesting/ clear/ ideal/ thrilling

46 to 50: filling the pair of blamnks.

  1. As business pull down – barriers and – boundaries, integration and standardization of work systems will become even more important

  1. Competition—break

  2. Strong—mix

  3. Physical—merge

  4. Internatonal—explode

  5. Tax—suggest

  1. The co-operative model has – well in the dairy business in India, -- it perhaps the most organized among all food business in the country

  1. Evolved—projecting

  2. Worked—making

  3. Proved—marking

  4. Traded—rendering

  5. Signified—grdaing

  1. The – of all good companies – faster to employee needs and, in some cases, actually know most people by name

  1. Employees—work

  2. Officers—listen

  3. Employers—react

  4. Leaders—respond

  5. Mentors—consider

  1. The year also saw the boom and doom of many dotcoms – the trelentless advance of the internet—

  1. Although—continued

  2. Whereas—boomed

  3. Despite—slowdown

  4. Provided—industry

  5. Putting—halt

  1. Our executive made a bold but, in his mind – figure that he hoped would—to the customer’s vanity and wallet

  1. Realistic—appeal

  2. Lower-convince

  3. Great-suit

  4. Soft-match

  5. Higher--favour



PRACTICE SET 7:

DIRECTIONS: in question no 1 to 10, Read the passage carefully and choose the best answer to each questions out of the four alternative.

Passage: The recent changes to all volunteer armed forces in the United States will eventually produce a gradual increase in the proportion of women in the armed forces and in the variety of women’s assignments, but probably not the dramatic gains for women that might have been expected. This is so even though the armed forces operate in an ethos of institutional change oriented toward occupational equality and under the federal sanction of equal pay for equal work. The difficulty is that women are unlikely to be trained for any direct combat operations. A significant portion of the larger society remains uncomfortable as yet with extending equality in this direction. Therefore, for women in the military, the search for equality will still be based on functional equivalence, not identity or even similarity of task. Opportunities seem ceratin to arise. The growing emphasis on deterrence is bound to offer increasing scope for women to become involved in novel types of non combat military assignments.

  1. It can be inferred from the passage that after the recent change

  1. Some join willingly, some join forced

  2. Everyone joins the military under compulsions

  3. Men are forced, women join willingly

  4. Everyone joins the military willingly.

  1. The primary purpose of the passage is to

  1. Prrsent the new united States all-volunteer armed forces as a model case of equal employment policies in action

  2. Present an overview of the different types of assignments available to women.

  3. Analyse reforms in the new United States all-volunteer armed forces necessitated by the increasing number of women in military

  4. Present a reasoned prognosis of the status of women in the new United States all-volunteer armed forces.

  1. A suitable title for the passage might be

  1. current status of women in the US navy

  2. current status of women in US teaching service

  3. current status of women in US airforce

  4. current status of women in US military

  1. which of the following is closest in sense to the word ‘novel’used in the passage

  1. boring

  2. dull

  3. prosaic

  4. new

  1. the ‘dramatic gains for women’and change in the attitude of significant portion of the larger society are logically related to each other in as much as the author puts forward the latter as

  1. a reason for some of the former being lost again

  2. a public response to achievement of the former

  3. the major reason for absence of the former

  4. a pre condition for any prospect of achieving the former

  1. the passage implies which of the following is a factor conducive to a more equitable representation of women in the United States armed forces than has existed in the past?

  1. The level of awareness on the part of the larger society of military issues

  2. The past service records of women who had assignments functionally equivalent to men’s assignments

  3. An increased decline in the proportion of deterrence oriented non combat assignments

  4. The all-volunteer character of the present armed forces.


COMPUTER AWARENESS / BASICS OF COMPUTER.



2500 BC – The Abacus

Abacus is the first known calculating machine used for counting. It is made of beads strung on cords and is used for simple arithmetic calculations. The cords correspond to positions of decimal digits. The beads represent digits. Numbers are represented by beads close to the crossbar. Abacus was mainly used for addition and subtraction and later for division and multiplication.



1614 AD – Napier’s Bones

The Napier’s Bones was invented by John Napier, a Scottish mathematician as an aid to multiplication. A set of bones consisted

of nine rods, one for each digit 1 through 9 and a constant rod for the digit ‘0’. A rod is similar to one column of a multiplication table.

1633 AD – The Slide Rule

The Slide Rule was invented by William Oughtred. It is based on the principle that actual distance from the starting point of the rule is directly proportional to the logarithm of the numbers printed on the rule. The slide rule is embodied by the two sets of scales that are joined together, with a marginal space between them. The suitable alliance of two scales enabled the slide rule to perform multiplication and division by a method of addition and subtraction.


1642 AD – The Rotating Wheel Calculator

The Rotating Wheel Calculator was developed by a French philosopher, Blaise Pascal, using simple components such as gears and levers. This is a predecessor to today’s electronic calculator
1822 AD – The Difference Engine
The Difference Engine was built by Charles Babbage, British mathematician and engineer which mechanically calculated mathematical tables. Babbage is called the father of today’s computer.
1890 AD - Hollerith Tabulating Machine
A tabulating machine using punched cards was designed by Herman Hollerith and was called as the Hollerith Tabulating Machine. This electronic machine is able to read the information on the punchedcards and process it electronically.
Generation of Computers
Each generation is characterized by a major technological development that fundamentally changed the way computers operated.
First Generation - 1940-1956: Vacuum Tubes

The first generation of computers used vacuum tubes for circuitry and magnetic drums for memory. They were large in size, occupied a lot of space and produced enormous heat.

They were very expensive to operate and consumed large amount of electricity. Sometimes the heat generated caused the computer to malfunction. First generation computers operated only on machine language. Input was based on punched cards and paper tape, and output was displayed on printouts. First generation computers could solve only one problem at a time.

The Universal Automatic Computer (UNIVAC) and the

Electronic Numerical Integrator And Calculator (ENIAC) are classicexamples of first-generation computing devices.


Second Generation - 1956-1963: Transistors
The second generation of computers witnessed the vacuum tubes being replaced by transistors. The transistor was far superior to the vacuum tube, allowing computers to become smaller, faster, cheaper, energy-efficient and more reliable than their first-generation counter parts. The transistors also generated considerable heat that sometimes caused the computer to malfunction. But it was a vast improvement over the vacuum tube. Second-generation computers used punched cards for input and printouts for output. Second-generation computers moved from the use of machine language to assembly languages, which allowed programmers to specify instructions in words. High-level programming languages were also being developed at this time, such as early versions of COBOL and FORTRAN. The computers stored their instructions in their memory, which moved from a magnetic drum to magnetic core technology.


Third Generation - 1964-1971 : Integrated Circuits

The development of the integrated circuit left its mark in the third generation of computers. Transistors were made smaller in size and placed on silicon chips, which dramatically increased the speed and efficiency of computers. In this generation, keyboards and monitors were used instead of punched cards and printouts. The computers were interfaced with an operating system which allowed to solve many problems at a time.


Fourth Generation - 1971-Present : Microprocessors

The microprocessor brought forth the fourth generation of computers, as thousands of integrated circuits were built onto a single silicon chip. As these small computers became more powerful, they could be linked together to form networks, which eventually led to the development of the Internet.




Fifth Generation - Present and Beyond: Artificial Intelligence

Fifth generation computing devices, based on artificial intelligence, are still in their developmental stage. Fifth generation computers will come close to bridging the gap between computing and thinking.



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