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Table 4. Competition in the banking system, 2001-2004



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Table 4. Competition in the banking system, 2001-2004.
Year Spain Finland Italy UK EU
Herfindahl index index 0-10000 2001 551 2240 260 282 506 2002 529 2050 270 307 521 2003 521 2420 240 347 549 2004 482 2680 230 376 569 Share of big 5 in total assets (%)
2001 44.9 79.5 28.8 28.6 37.8 2002 44.3 78.6 30.6 29.6 38.3 2003 43.9 81.2 27.0 32.8 39.8 2004 41.9 82.7 26.0 34.5 40.2 Number of branches of foreign banks
2001 56 18 110 202 850 2002 59 19 106 190 827 2003 57 18 90 181 807 2004 61 20 104 175 831
Source: ECB (2005) and authors' computation.


Table 5. Science and technology, 2004.
Spain Finland Italy UK
R&D employment (% of total)
all sectors
1.49 1.14 3.24
- business 0.52 0.37 1.72
- government 0.22 0.20 0.42
-
Science and technology employment (% of total)
All NACE branches – Total 32.6 45.5 38.5 Manufacturing sector 19.8 39.0 32.5 Services 44.0 41.7 51.7 41.8
Knowledge-intensive financial services 64.5 72.4 49.3
Other knowledge-intensive services employment
(% of total)
72.8 75.1 59.2 58.4 Financial intermediation
70.8 64.5 72.4 49.3
Information technology
IT expenditure as % of GDP
1.80 2.00 3.60 4.30 Communications expenditure as % of GDP
3.70 3.30 3.40 3.80 Price of local calls(in €)
0.28 0.25 0.24 0.44 Prices of national calls(in €)
0.88 1.15 0.90 0.44 Broadband penetration rate (%)
5.40 4.80 9.50 5.30
Source: Eurostat, European Innovation Scoreboard.
Table 6. Availability and usage of internet, 2005.
Spain Finland Italy UK
Accessibility
% of households having access to Internet at home
34 51 34 56 a personal computer
55 64 46 65
Security
% of individuals who have, in the last 12 months, experienced the following security problem Fraudulent payment (creditor debit) card use
0.30 0.10 0.30 1.60 Abuse of personal information sent on the Internet
7.40 2.10 1.40 2.20 Computer virus resulting in loss of information or time
22.90 23.10 14.60 26.00
% of individuals who, in the last 12 months, haven't ordered goods or services over the Internet, because of security concerns
26 24 7
8 privacy concerns
23 23 4
5

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