Chapter-1 Introduction

Katar Singh, “Rural Development: Principles, Policies and Management”, 2009, 3rd edition, p.285

1 Reddy, Y.V, “India and the Global Financial Crisis: Managing Money and Finance”, 1st edition, 2009, Orient Blackswan Private Limited, New Delhi, p. 155.

1 Report appended to the “Report of the Committee to Study Functioning of Public Sector Banks (1978)”, p.145.

2 Pratap Mal, “Institutional Financing for Agriculture and Development”, 2001, 1st edition, p. 237

3 RRB’s was the brain child of Mr. M.S. Swaminathan and was excuted by Mrs. Indira Gandhi with the establishment of five RRB’s on 2nd October 1975.

4 It was initially launched by our late Prime Minister Mrs Indira Gandhi in 1975 during emergency to eradicate poverty and to improve the quality of life of the poor and under privileged population of the country.

1 K.A. Rasure, “Rural Credit in the Era of Globalisation”, 2010, p. 155

2 (RBI; 1954, p.167)

1 Pratap Mal, “Institutional Financing for Agriculture and Development”, 2001, 1st edition, p. 89

2 Shri M. Ramkrishnayya, first chairman of NABARD, at ‘National Seminar on Agricultural Credit’ (3-4 July 2007)

1 a. Credit must be used in accordance with the most suitable methods of science and technology.

b. The terms and conditions of credit must be fully respected.

c. Work must be done with skill so as to increase production and productivity.

d. A part of the additional income created by credit must be saved.

e. Loan installments must be repaid in time and regularly so as to recycle credit.

1 Dr. I. Satya Sundaram, “Rural Development”, 1997, p.435

2 Shri M. Ramakrishnayya, Economic Times, 5th November 1982

1 Pratap Mal, “Institutional Financing for Agriculture and Development”, 2001, 1st edition, p. 95

1 Dr. Prakash Bakshi, the Chairman of NABARD, Economic Times, Mar 21, 2012.

1 Kofi Annan, former UN Secretary General (Nov. 2004)

2 P. Chidambaram, India’s Minister of Finance, Budget Speech (July 8, 2004)

3 Kofi Annan. former UN Secretary-General, 29 December 2003

4 Report of Committee on Financial Inclusion (Jan. 2008), p.1.

1 Dr. K.C. Chakrabarty, Deputy Governor, RBI at the FICCI – UNDP Seminar on “Financial Inclusion: Partnership between Banks, MFIs and Communities” (October 14, 2011), p. 10

1 Muhammad Yunus was the founder of Grameen Banking.

1 NABARD Profile 2010-11, p. 6

1 Christina Rossetti was a famous poet of 19th Century.

2 Sandeep Khosla, CEO-Publishing, Infomedia 18 Ltd, the publishing arm of Network 18 Ltd.

1 An Ex-post Evaluation Study on "Rural Non Farm Sector Investments in Udham Singh Nagar District (Uttaranchal)", NABARD Uttarakhand RO, p. 8

2 As per amended KVIC, Act, 1956

1 NSSO Survey Report on “Indebtness of Farmer Households”, May 2005

1 Artisan is a rural craftsman who has manual skill for operating small tools and machines, either by self-employment or working for another artisan for earning his/her livelihood. Craftsman/ handicraftsman is a person who produces articles by skill of the hand and of special vocation acquired over a period- A handicraft article to be distinct from rural craft must undergo at least one operation/process involving skill of hand. They cover artistic/utilitarian handicrafts. Entrepreneur is a person who performs the task of coordinating the agents of production and manages the business unit. The unique feature of an entrepreneur is to bear uncertainty i.e. unpredictable and non insurable risks.

1 A. K. Sinha, “Rural Industry and Rural Industrialisation”, Pointer Publishers, 1988, 1st Edition, p. 6

2 Duraid Yawer, “Rural Industrialisation for Developing Countries”, Chetna Publications, 1978, p. 46-48

1 Prof. D.R. Gadgil, “Notes on Rural Industrialisation”, Gokhle Institute of Politics and Economics

1 Dr. Kamta Prasad, “Planning At Grass Roots”, 1988, p.134

1 Economy Watch, 30 June 2010.

2 Eleventh Five Year Plan

1 Report of Prime Minister’s Task Force on MSMEs, Government of India, January 2010, p. 169.

2 Business Standard, 2 November 2010.

1 Economic Times, Jun 14, 2009.

1 “Innovation Readiness of Indian SMEs: Issues and Challenges”, FICCI MSME Summit 2012

1 “The Challenge of Employment in Development in India: An Informal Economy Perspective” National Commission for Enterprises in the Unorganised Sector (NCEUS)

1 Bulletin of PHD Chamber of Commerce and Industry, May 2012

Directory: bitstream -> 10603
10603 -> A mathematical theory of communication
bitstream -> Methodism and Culture
bitstream -> Review of coastal ecosystem management to improve the health and resilience of the Great Barrier Reef World Heritage Area
10603 -> Present state of the area
10603 -> Marine Pollution And Its Effects on Global Environment
10603 -> Introduction chapter I introduction
10603 -> References
10603 -> Bibliography Abd El Halim
10603 -> A thesis submitted to sambalpur university for award of