Aiboboa believes in equipping officers with knowledge about their service conditions and entitlements

1. SCALE OF PAY/FITMENT /STAGNATION

2. DEARNESS ALLOWANCE:

3. HOUSE RENT ALLOWANCE

4. CITY COMPENSATORY ALLOWANCE

5. FPP

7. MID ACADEMIC YEAR TRANSFER ALLOWANCE:

8. DEPUTATION ALLOWANCE:

9. HILL AND FUEL ALLOWANCE

10. SPECIAL AREA ALLOWANCE

11. PROJECT AREA ALLOWANCE

12. SPLIT DUTY ALLOWANCE

13. PROVIDENT FUND

14. NON REFUNDABLE WITHDRAWAL FROM PROVIDENT FUND

15. MEDICAL AID

16. HOSPITALISATION EXPENSES

17. MEDICAL CHECK UP SCHEME

18. EX-GRATIA MEDICAL AID:

19. HOUSING ACCOMMODATION

20. FURNITURE TO OFFICERS AT RESIDENCE

21. RECOVERY OF HOUSE / FURNITURE RENT

22. ENTERTAINMENT EXPENSES

23. REIMBURSEMENT OF CLUB MEMBERSHIP FEES

24. REIMBURSEMENT OF CONVEYANCE EXPENSES

25. HALTING ALLOWANCE

26. LODGING EXPENSES

27. TRAVELLING EXPENSES FOR TRAVEL IN OWN VEHICLE FOR OFFICIAL DUTY:

28. REIMBURSEMENT OF CONVEYANCE ON TRAINING

29. DISCOMFORT ALLOWANCE

30. HOUSE MAINTENANCE ALLOWANCE

31. KIT ALLOWANCE

32. PROVISION OF NEWS PAPER & BOOK FACILITY TO OFFICERS

33. BRIEF CASE TO OFFICER:

34. COMPENSATION ON TRANSFER

35. EXPENSES ON TRANSFER:

36. HALTING ALLOWANCE

37. MODE OF TRAVEL AND EXPENSES ON TRAVEL

38. JOINING TIME ON TRANSFER

39. LEAVE TRAVEL CONCESSION

40. FESTIVAL ADVANCE TO OFFICERS

41. VARIOUS STAFF LOANS:

42. CLEAN OVERDRAFT FACILITY FOR STAFF MEMBERS

43. STAFF HOUSING LOAN / CONVEYANCE LOAN

44. HOUSING LOAN TO STAFF UNDER PUBLIC SCHEME

45. AVAILMENT OF LOANS FORM OUTSIDE SOURCES

PURSUE PROFESSIONAL AND COMPUTER EDUCATION,

47. PREFERENTIAL INTEREST RATES ON DEPOSITS

48. ISSUANCE OF BOBCARD

49. ONLINE TRADING FACILITY

50. ONLINE PROMOTION TEST

51. REIMBURSEMENT OF KIT ALLOWANCE FOR OVERSEAS VISITS

52. PAYMENT OF HALTING /DIEM ALLOWANCES TO EXPATRIATE OFFICER/OFFICERS

53. SILVER SALVER SCHEME

54. LEAVE

55. UNAUTHORISED ABSENCE

56 SANCTION OF LEAVE AND PERMISSION TO GO ABROAD AND ISSUE OF “NO OBJECTION CERTIFICATE” FOR OBTAINING/RENEWING PASSPORT

57. COMPENSATORY LEAVE

58. SCHEME FOR GRANT OF SABBATICAL LEAVE TO EMPLOYEES

59. PROMOTION POLICY

60. ASSETS LIABILITY RETURN

61. TERMINAL BENEFITS

62. ENCASHMENT OF PRIVILEGE LEAVE ON RETIREMENT

63. ADDITIONAL RETIREMENT BENEFIT

64. PRE-MATURE RETIREMENT OF OFFICER

65. SCHEME FOR PAYMENT OF EX-GRATIA

FINANCIAL RELIEF/APPOINTMENT

66. ISSUANCE OF SERVICE CERTIFICATES TO RETIRED EMPLOYEES

67. STAFF WELFARE

68. BANK OF BARODA CONTRIBUTORY MEDICAL ASSISTANCE SCHEME FOR RETIRED EMPLOYEES

69. HELP DESK FOR RETIRED EMPLOYEES

70. “BARODA SUJHAV” – STAFF SUGGESTION SCHEME

71. PARAMARSH- THE CENTER FOR PERSONAL COUNSELLING

72. SAMPARK – THE SOS HELPLINE FOR EMPLOYEE

73. IDEA ONLINE

74. HUMAN RESOURCE NETWORK FOR EMPLOYEE SERVICES

75. PERQUISITES TO CHIEF MANAGER SMG/S IV

76. DISCIPLINARY MATTERS

77. TRANSFER POLICY

78. INCOME TAX ON PERQUISITES – CONCESSIONAL RATE OF INTEREST ON STAFF LOANS

79. INTRODUCTION OF A NEW EMPLOYEE PERFORMANCE MANAGEMENT SYSTEM(EPMS) 80.POLICY FOR OVERSEAS POSTING

81. SCHEME FOR LEGAL & FINANCIAL SUPPORT

82. HR RESOURCING POLICY

83. SCHEMES MANAGED BY ASSOCIATION

84. SCHEME FOR RESERVATION OF BEDS IN HOSPITALS SITUATED AT

ZONAL CENTRES

85. LIST OF HOLIDAY HOMES

Scale II = Rs. 19400 - 700/1 - 20100 - 800/10 - 28100

Scale III = Rs.25700 - 800/5 - 29700-900/2 - 31500

Scale IV = Rs.30600 - 900/4 - 34200- 1000/2 – 36200

Scale V = Rs.36200- 1000/2 – 38200- 1100/2- 40400

Scale VI = Rs.42000 – 1200/4 – 46800

Scale VII= Rs.46800 – 1300/4 – 52000
Fitment :
Fitment shall be stage to stage i.e. on corresponding stages form Ist stage onwards and the increments shall fall on the anniversary date as usual.

For details refer Salary revision circular No. BCC:BR:102/147 Dated 26.05.2010 applicable w.e.f 01.11.2007

1. 
   Officers in JM Grade Scale I who have moved to scale of pay for MMG Scale II in terms of regulation 5(b) after reaching maximum of the higher scale shall be eligible for four stagnation increments for every three completed years of service of which first two shall be Rs.800 each and next two Rs.900/ each.
   

Provided that officers who have completed three years or more after receipt of the second stagnation increment as on 01.11.2007 will get the third stagnation increment on 01.11.2007 and another stagnation increment on or after 01.11.2008 on their completion of six years after receipt of second stagnation increment.

2. 
   Officers in MMG/S II who have moved to scale of pay for MMG/S III in
   

Provided that if an officer produces a rent receipt, the House Rent Allowance payable to him / her shall be the actual rent paid by him/her for the residential accommodation in excess over 1.20 % of pay in the first stage of the Scale of Pay in which he / she is placed with a maximum of 150 % of the House Rent Allowance payable as per aforesaid rates mentioned in Column II above.

Note : (i) FPP as indicated in “C” above shall be payable to those officer employees who are provided with bank’s accommodation.

(ii) FPP for officers eligible for HRA shall be “A” + “B” plus HRA payable on the last increment of the relevant scale of pay..

(iii) The increment component of FPP shall rank for superannuation benefits.

(A) Officers shall be eligible for professional qualification pay as under :

Rs. 410/- p.m. one year after reaching top of the scale

(ii) Those who have passed both parts of CAIIB -

(a) Rs. 410/- p.m. one year after reaching top of the scale

(b) Rs. 1030/- p.m. two years after reaching top of the scale
(B) An officer employee acquiring JAIIB/CAIIB (either or both parts) qualifications after reaching the maximum of the scale of pay, shall be granted from the date of acquiring such qualification the first installment or PQP and the release of subsequent installments of PQP shall be with reference to the date of release of first installment of PQP.
Provided further that in a case where an officer, as on the date of this Joint Note, has already acquired any of the above said qualifications and has not earned any

Increment or PQP on account of acquiring such qualification/s, he may be, with effect from 1^st November,2007 or the date of acquiring such qualification/s, which ever is later , released PQP as provided herein above.

A) An officer deputed to serve outside the bank - 7.75% of pay with a maximum of Rs2300/- p.m.

B) An officer deputed to an organization at the same place or to the training establishment of the bank - 4% of Pay with a maximum of Rs 1200/- p.m.

9. Hill and Fuel Allowance (w.e.f. 01/11/2007):

	Place	Rate
a	Place with an altitude of 1000 meters and above but less than 1500 meters and Mercara Town	2% of Pay subject to a maximum of Rs 550/- p.m.
b	Place with an altitude of 1500 meters and above but less than 3000 meters	2.5% of Pay subject to a maximum of Rs 680/- p.m.
c	Places with an altitude of 3000 meters and above	5% of Pay subject of a maximum o Rs 1570/- p.m.

10. Special Area Allowance (w.e.f. 01/11/2007):

At places where special area allowance is payable in terms of regulation 23(ii) of Officers’ Service Regulations, 1979/1982, the said allowance shall be payable at rates as specified in BCC:BR:102/147 dated 26.05.2010.

following rates:

Project Areas falling in Group A - Rs 290/- p.m.

Project Areas falling in Group B - Rs 255/- p.m.

Governed by the provisions of the Contributory Pension Scheme as introduced for employees of Central Government w.e.f. 1^st January 2004 and modified from time to time.

1. 
   The terms of the Bank Employees’ Pension Regulation,1995 dated 29^th Sept.1995/26^th March1996 shall not apply to the officers who join the services of Banks on or after 1^st April 2010; and they will be covered by Defined Contributory Pension Scheme, which shall be governed by the provision of the Contributory Pension scheme introduced for officers of the
   

2. 
   With effect from 1^st May 2005, the pension of officers who retired or died while in service during the period 1^st April 1998 to 31^st Oct.2002 will be re-fixed based on the definition of ‘Pay’ as defined in clause 5 of the joint Note dated 14^th Dec.1999. No arrears of pension and commuted value of
   

3. 
   With effect from 1^st May 2005, the pension of officers who retired or died
   

All confirmed employees and regular member of PF Trust of the Bank who have

Completed 10 years of Service and against whom no disciplinary action has been initiated /pending as on date of application. Purpose and quantum of non-refundable withdrawal are

Purpose	Limit for non refundable withdrawal of Provident Fund
For meeting the expenses in connection with the marriage of children	-6- months grow salary subject to maximum of 50% of Member’s own contribution towards PF/VPF
For meeting the cost of Higher Education of dependent children	Estimated expenses for complete course or 50% of Member’s own contribution towards PF/VPF(which is less)

Reference Circular No.HO:BR:100/130 dated 26.08.2008

A) Officers in JMG & MMG Scales - Rs. 5100/-p.a.

B) Officers in SMG & TEG Scales - Rs. 6320/- p.a.
16. Hospitalization Expenses ( w.e.f. 01.05.2010)
It shall be in terms of the Hospitalization Scheme laid down under Bipartite settlement dated 27^th April, 2010 for workmen employees, subject to following limits: -

Scale	Limits
A) JMG/S I and MMG/S II & III	(i) Bed charges Self - Rs 700/- per day Family _ Rs.525/- per day (ii) Other charges - At the scale of 125% of the limits laid down under the hospitalization Scheme applicable to workmen employees.
SMG/S IV	(i) Bed charges: Self - Rs. 900/- per day Family - Rs 675/- per day (ii) Other charges - At the scale of 150% of the limits laid down under the hospitalization scheme applicable to workmen employees

For other charges refer to circular No. BCC/BR/102/147 dated 26.05.2010.

Medical expenses incurred in following disease, which need domiciliary treatment shall be deemed as hospitalization expenses for reimbursement from the bank -Cancer, Leukemia, Thalassemia, Tuberculosis, Paralysis, Cardiac Ailment, Pleurisy, Leprosy, Kidney ailment, Epilepsy, Parkinson’s Disease, Psychiatric disorder, Diabetes, Hepatitis-B, Hepatitis-C, Hemophilia, Myasthenia gravis, Wilson’s disease, Ulcerative Colitis, Epidermolysis bullosa, Venous Thrombosis (not caused by smoking), Aplastic Anemia, Psoriasis and Third Degree Burns.
Besides above special packages are also reimbursed by the bank to the extent of entitlement for getting specialized treatment for diseases pertaining to heart, kidney, coronary etc.

Ambulance charges from residence to hospital and back or from one hospital to another is reimbursable in full.

Actual expenses incurred on conveyance by mode other than ambulance shall be reimbursed subject to the maximum as under:

(i) By public taxi Actual subject to maximum Of Rs 150/- per trip.

(ii) By auto rickshaw Actual subject to maximum Of Rs 75/- per trip.
Bank do also provide “Wall-in Walk-out” facility in some specified hospitals at major centers in India Like Delhi, Mumbai, Ahmedabad, Jaipur, etc. keeping reserved bed for employees and their dependent family members.
AT Patna arrangement of hospital beds for staff and their eligible dependents on actual occupancy basis under “Walk-in-Walk-out” facility is made at Magadh Hospital, Patna. (Refer R.O. circular RO/BIHAR/HRM/W-1/3151 dated 04-09-2006.
Bank does also provide reimbursement of Hospitalization Expenses incurred on treatment abroad in exceptional cases for the ailments for which treatment in India is not yet widely established.
17. Medical Check up scheme for the employees of 45 years of age and above.
Full time confirmed employees of 45 years of age and above are eligible for medical check up once in 2 years in the approved diagnostic centre. Maximum amount payable for medial check up is Rs.1000/-. In Bihar Region following 2 centres are identified.
(i) M/s Harsh Advance Diagnosis and Research Centre, Patna.

(ii) M/s Apollo Clinic,Patna.