The rsp periodic Email Archive
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The RSP Periodic Email Archive: With somethings old, somethings new, somethings borrowed and sometimes blue! Please realize that the focus of RSP was never intended to be a pension mess. When this is over and done with, I will direct this email and website in a lighter direction. I post almost every email that I receive, with last names removed unless granted permission. The editor does not always agree with contributors, but protects their right to share opinion We will share info that we think our community will find pertinent and enjoyable. Thank you for staying in touch and happy retirement! The following are the RSP email archives that I still have, complete with grammar and mis-spelled SNAFU's! Caution, when reading archives keep in mind our world is a dynamic place and many bits of information become dated and are super-ceded by later updated info. Dear Retired Delta Pilot,
Entertainment by “Pieces of Eight” Ten of the finest musicians to ever play Beach Music have reunited and are playing all over the Southeast. They recorded in the late sixties ... you may have heard their 1965 National Hit “Lonely Drifter” if you were in Panama City, Alabama, Georgia, or anywhere in the Southeast during that time. They will certainly make this event one you will remember!!! RE: Above Dave, I've been reading all of the important information you send out to us...but, I'm a little disappointed that I don't remember seeing the invitation for ALL retirees and future retirees that were invited to the REUNION...and that ALL proceeds go to the RAP (Retiree Assistance Program) which assists ALL retirees & even Pilots in need. I'm attaching the flyer in hopes that we have some pilots that will come and support our event! It is a total fundraiser and I really miss seeing all of my fellow pilots I flew with many years ago. thanks Bettie Wooten-Asip (Retired with Pension Plus)
DALRC Town Hall Meeting: Notice for retired pilots of this meeting is on the DP3 website. DP3 trustees will be there. We want to encourage you to let us know your coming to the DALRC Town Hall Meeting on Friday, October 24, 2008 from 11 am EDT to 3 pm EDT. We will be providing the ability for people with a Medicare Part B and Delta retirees/spouses/Domestic Partners and well as active employees with United Health Care Insurance through Delta, Flu Shots at no cost. We are required to provide the people that will be administering the shots with an accurate count of the number of people that have indicated their desire to have a shot. If you have not already done so....... Please click here to let us know you are coming to the Meeting and desire a shot. We will have a limited number of shots available dependent on the number we guarantee to the provider of the shots therefore, we must limit the shots to those that let us know they want a shot by Wednesday, October 15, 2008 at 5 pm. Anyone that requests a shot after that date may not be able to receive a shot at the meeting. Please remember to bring your insurance card and Delta ID if you have one to verify your identity. The shots will be given from 9 am until 12 Noon. We encourage everyone to arrive as early as possible if you want a shot in order to complete the process prior to the start of the meeting at 11 am. As I am sure you will remember, the lines were very long last year because people waited until shortly before the start of the meeting to arrive and get their shot and missed a great deal of the meeting waiting in the lobby for a shot. Whether you desire a flu shot or not, we need to know if you are coming to the meeting so please click here and confirm your attendance if you have not already done so.
DALRC Retiree Assistance Program P.O. Box 622886 Oviedo, Florida 32762
Thanks for your Support! We hope to see you on October 24, 2008 http://www.dp3.org/data/DALRC%20Town%20Hall%20Meeting%20Agenda%20Flyer%202008%20v2.pdf Annual DALRC Town Hall Meeting Georgia International Convention Center Atlanta, Georgia Friday October 24, 2008 11:00 am – 3:00 pm Agenda
11:00-11:30 am * DALRC Retiree Assistance Program (RAP) Bob Werner 11:30-11:45 pm * Pension Benefit Guaranty Corporation (PBGC) * How the Pension Protection Act of 2006 Affects Delta Retirees * Status of the Pilot Pension Plan following Plan Termination 11:45-12:45 pm * Representatives of PBGC +++++++++++++++++++++++
To whom it may concern, The purpose of this email is to assure you that the letters that you have received from the Pension Benefit Information company are legitimate. The Delta retirement team has contracted with this firm to help us locate former Western Air Lines participants or beneficiaries that may potentially be entitled to a benefit. If you have received this letter, please contact PBI directly at (415) 435-2319 so that they can update your information accordingly. I am currently working with our internal teams to ensure that this information is shared more broadly and I apologize for any miscommunication that you may have received thus far. Once again the letter from PBI is legitimate, but if you have any additional concerns please let me know. Thank You Gwyneth R. Leggett Retirement & Benefits Delta Air Lines, Inc. (404) 773-6884
+++++++++++++++++++++++++ DP3 Member SurveyOctober 10, 2008 Earlier this week, DP3 sent to the membership a new survey in order to get your opinions about DP3 and some feedback and thoughts on subjects such as our past performance, our current projects, the agenda on which we should focus going forward, and your level of willingness to support us in the future. If your email address in our database is correct, you should have received an announcement that the survey was coming, and a day later an actual invitation to take the survey. Some of our emailed invitations to you bounced because of invalid email addresses, which is expected if you have not kept DP3 advised of changes to your current contact information. If you have ever been a member of DP3, Honor Roll or not, and did not receive the announcement and invitation to participate, please send us a quick change of email address notice to contactus@dp3.org and we will correct our database and send you a new invitation to participate in our survey. As to the survey itself, we’re getting reports of some members with valid email addresses not receiving the survey. In every case so far, spam filters or ISP controls have been inappropriately removing our messages as spam. Let us know if you have not received the survey and you’re sure it’s not trapped by your security software or blocked by pop-up blockers, and we will re-send the survey to you.
________________________________ Calendar: 2008 - Secondary and final distributions? (Now likely in 2009 -according to Kight) if there is one! 2008 - Effort for DAL pension help.
2008 - DAL-NWA Merger Timeline announced April 14, 2008 By Sept 25th, 2008- Merger Shareholder approved NWA 98%, DAL 99% Combined PWA. - By Fall 2008 - complete regulatory process, close merger By Nov 20th '08 - complete integration (SLI) ________________________________________________
Doug Steenland talks airlines:
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Other Airline News: IATA Warns Of Airline Bankruptcies As Passenger Growth Slows SEPTEMBER 30, 2008 HANOI (Dow Jones)--The International Air Transport Association warned Tuesday that at least 20 international airlines are at risk of bankruptcy amid financial turmoil in the U.S., elevated jet fuel prices and a slowdown in passenger growth.
"The global industry is in a perfect storm of high fuel costs and falling demand," IATA director-general and chief executive Giovanni Bisignani said at a press conference in Hanoi. The financial turmoil in the U.S. is also affecting the airline industry and "at least 20 airlines are at risk," he said without naming the carriers.
The association, which represents 230 airlines, said international passenger growth slowed to 1.3% in August from July's "disappointing" 1.9% increase. International freight traffic in August fell 2.7%, the third consecutive month of decline following drops of 1.9% in July and 0.8% in June.
Fuel costs for airlines in August were 30% higher than a year earlier despite the global crude oil price recently retreating from record highs, Giovanni said. IATA forecasts the global airline industry will make a loss of $5.2 billion this year and $4.1 billion in 2009.
"The industry crisis is deepening and no region is immune," Giovanni said. Airlines need lower taxes, reduced airport charges, and improved operating efficiency to reduce costs, he said.
-By Vu Trong Khanh, Dow Jones Newswires; 844 5123042; trong-khanh.vu@dowjones.com ______________________________________________________________________________
FINANCE: CLAIMS/PBGC/HCTC/ INSURANCE/PLANNING/TAX/ESTATE Remaining 6 Watch: After Aug 2007 there are 6 retirement items remaining with financial consequence.
1. 2. 3. 2nd (final) claim distribution by DAL through BSI - pending (now likely in '09 according to Kight) 4. 5. Final PBGC re-calc "determination" of qualified annuity (likely after claim stock sale) - pending 6. Pension reinstatement/contibution request by DP3 representing the retired pilots. very long shot....pending
by Ron Lieber and Tara Siegel Bernard Wednesday, October 1, 2008 provided by 
For all of you on Main Street who have been watching the turmoil on Wall Street for the last few weeks, Monday's shockwaves rattled even the most steadfast. The day began with the announcement that another big bank -- Wachovia -- had been taken over, just days after Washington Mutual collapsed and was sold. In early afternoon, the House rejected the bailout package for the financial industry. Stocks plunged, with the Dow ending the day down nearly 778 points in the worst single-day drop in two decades. What is a regular investor to make of it all? What about people who have money in bank accounts? Below are some answers to questions that are probably on your mind.
Fear may be the biggest driver, however -- the worry that it may be weeks or longer before companies can get the affordable, short-term loans they need to finance their operations. Without easy access to that money, it's hard to run a profit-making operation on a day-to-day basis, let alone grow over the long haul. The professional investors who often drive big market moves don't want to hold onto stocks to see if things will really get that bad Read more: http://finance.yahoo.com/banking-budgeting/article/105872/Is-Your-Money-Safe?
If you had money in a recently failed or sold institution and you would like to talk to someone about exploring safe havens for your assets, email integritas@insightbb.com and we'll set up a free session. +++++++++++++++++++++++
DETAILS OF INTEGRITAS FALL BRIEFINGS The evening briefing will be held on Tuesday, October 14th at 5:30 P.M., at the Ft. Mitchell Country Club, Ft. Mitchell, KY. Cocktails and hor d`oeuvres will be served. The morning briefing will be held on Wednesday, October 15th, at 8:30 A.M., also at the Ft. Mitchell Country Club. Breakfast will be served. The Ft. Mitchell Country Club is located at 250 Ft. Mitchell Avenue in Ft. Mitchell, Kentucky. At both briefings, we will discuss the current economic climate and our expectations for the market’s future. The discussions should be very informative and I hope to see you there! Our speakers are: Michael Simon, CFA, CPA
Mike is a native of the Greater Cincinnati area and has been working in the financial analysis and investment fields for over 17 years. Mike earned his B.A. at Northern Kentucky University and his MBA in Finance at Xavier University. Gregory G. Vradenburg, CFP
Greg is responsible for new business development and client service in the Midwest. He has been in the investment business for more than 30 years, specializing in managed money for more than 15 years. Greg is a graduate of Franklin University. Please call or email my assistant Carol to let her know which briefing you will attend. Carol’s number is 513-698-1324 and her email address is cmalsbary@finsvcs.com. _______________________________________________________________________________
2nd Career: (Header contains helpful sites) Partial listing - Job sites/info: WFFF Climbto350 FLTops Airline Pilot Central Headhunters: Parc WASINC Rishworth Dir Pers IASCO AeroPers Crew Res Paramount IAC Job Forums: APC PPrune WFFF
______________________________________________________________________ IRA Discussion Section: From time to time I will run articles below that are pertinent to large IRA's. One of the things that most of us have in common is the fact that our retirement is now centered around a rather large IRA (or two) that has it's advantages and dis-advantages. Owning "qualified" assets in a traditional IRA is sometimes full of challenges that we didn't necessarily count on. Most of these challenges involve how to minimize tax and maximize estate planning. I will insert IRA information for our group to mull over. __________________________________________________
Delta Museum to host Atlanta Airline Collectibles Show & Sale 10/18 Date: Thu, 25 Sep 2008 17:23:22 -0400 From: "Meng, Tiffany M" Dear Pioneers, Clipped Wings, and Golden Wings: On Saturday, Oct. 18th the Delta Air Transport Heritage Museum is hosting its second annual Atlanta Airline Collectibles Show as a fundraiser for the Museum. Attached please find information about the event. If possible, could you please pass this along to your members? The event will be open to the public and admission is $5, with kids under 12 free, and early birds $10. The event will run from 9am to 4pm and should be a fun time. The airline collectibles show is a big fundraiser for the Museum and is a great way to get exposure to the aviation community. (The early bird admission price of $10 is from 6am-9am only. That is when the dealers are scheduled to arrive and set up. If serious collectors want to come before the show starts and get first dibs, this gives them that opportunity. Otherwise, the show opens at 9am.) One thing to note, The Spirit of Delta will be open 9am-4pm that day. It will not be open during dealer set up. The Museum and Spirit will be open for visitors and a wide variety of vendors will be selling aviation-related items ranging from vintage crew pins and playing cards to airplane seats and aviation art. This is the one day of the year the Museum is open to the general public on a Saturday. This makes it a great day to bring church groups, scout troops, and your friends and family. No prior appointments need to be made as entrance will be through a special gate on the south side of campus, near the Renaissance Hotel. More information will be posted shortly on our website, www.deltamuseum.org. Thank you for helping spread the word. - Tiffany Meng Delta Air Transport Heritage Museum
++++++++++++++++++++++++++++++++++++ Way to go David! Subject: Article on Retired DL Pilot David Skjerven Date: Sun, 7 Sep 2008 12:20:08 -0500 1914 Norway trip descendents consider Lincoln visit Janell Cole N.D. Capitol Bureau Published Sunday, September 07, 2008 thedickinsonpress.com BISMARCK — In 1914, the teen-aged son of Walsh County homesteaders was tapped to carry the American flag during a parade in an Oslo, Norway, park. The boy, William Skjerven, and his parents, were among the North Dakotans who traveled with Gov. L.B. Hanna to present a bust of Abraham Lincoln to the people of Norway to celebrate the centennial of Norwegian independence. That Lincoln bust, sculpted by a young Valley City State University student, still stands today in Oslo’s Frogner Park and is famous for having been the site of annual silent protests during Norway’s Nazi occupation. The student sculptor, Paul Fjelde, went on to considerable renown.
Next year, to mark the bicentennial of Lincoln’s birth, North Dakotans and former North Dakotans plan to make a group excursion to Fjelde’s Lincoln bust in Oslo and take part in an annual June 28 ceremony. William Skjerven’s grandson, David Skjerven of Crystal Lake, Ill., plans to be among them, along with several other Skjerven progeny. David Skjerven said he told “a whole bunch of family members about it,†including his four sisters, after reading of the proposed trip in North Dakota Horizons magazine. “Three of them are very excited about it and probably will be going,†Skjerven said. The Skjerven delegation will likely include some of his children and grandchildren, too, he said. “It should be a fun event,†he said. Skjerven, 60, is a retired Delta Airlines pilot. He had personally heard the tale of the original trip from his grandfather while growing up in Park River. He and his wife, Caryn, have visited Norway and the Lincoln bust many times. They always pick up some cheese, bread and shrimp “and have lunch in front of the statue,†he said. Another traveler next summer may be former Fargo resident George Sarsten of Billings, Mont., whose great uncle, Solomon G. Sarsten, was also in the 1914 delegation and kept a diary of the trip. The diary tells of the travelers leaving Minneapolis June 7 and passing through England on June 16, he said. They arrived home Aug. 7. Solomon Sarsten was a pastor of a rural church outside Litchville, George Sarsten said. Grand Forks travel agent Char Rustan Brekke of Brekke Tours and Travel is arranging next year’s trip along with the University of North Dakota Nordic Initiative and Horizons magazine. Brekke said there’s been a lot of initial interest in what will likely be about a nine-day trip that will cover other parts of Norway as well as Oslo. Planning is continuing and those interested will receive more information by calling Brekke at 800-437-5302 or e-mailing tours@brekketours.com. Brekke was chosen because her company is a Scandinavian destination specialist travel agency. In addition to arranging and leading tours to the Old Country, she also helps Scandinavian residents visit the Upper Midwest. Janell Cole works for Forum Communications Co., which owns The Dickinson Press. 
ed: retired Captain Dave Skjerven may be reached at . Dave
+++++++++++++++++++++++++++ RE: Update on Dave Cozad condition.
First of all I hope this goes through. Norton doesn't always permit my stuff to send. Thank you for all the personal Emails. I will respond as soon as I can but wanted to give you a general update. As most of you know I discovered a colon rectal tumor in 2004. It matasticized to my lungs in 2006. My life expectancy initially was only a couple of years but as you can see four and a half years later I am still here. After several surgeries, thirty some sessions of Chemotherapy, Radiation, etc.etc. we finally got it into remission last fall. I have done most of my work at M.D. Anderson Cancer Center in Houston Texas. I return to Houston quarterly for a full battery of tests. In May the results were great but my scans in September showed all three tumors in my lungs had started to grow again. There are two tumors in my right lung and one in the left. All are not operable. The turmor in the left lung had grown into the bronchial tube and was about 90% blocked. Yesterday, Oct 9, a thoracic surgeon removed the tissue out of the bronc and placed two stints to keep it open. I am breathing again and I must say it is a really nice feeling. At this point a cure is not very likely since if they hit me too hard with radiation etc. they could do more damage than good. I will do one more series of Chemo since there is a new one this cancer has not yet experienced. I am working with a team of doctors to extend my life, with quality, as long as reasonable. We should still have a few good months. This is now the fourth time I was told I would die so I have had plenty of time to get my affairs in order. This past summer was the best I have ever had. I am enjoying life every day and really have been blessed with a great sense of peace. You guys have been great and are a terrific source of encouragement. Hope to see you at the DC9 layover. David Cozad
Saw this statement from Ron in RPS 143.
I think I can answer his questions: because a few thousand retired "rich" airline pilots don't have enough political clout to turn heads in DC. And, by the way, greed WILL be allowed...have a nice day. "What better example of such greed could be found than the termination of the pensions for thousands of pilots who put their hearts and skills into their jobs for 25-35 years? And especially now, as half of those politicians are running for re-election, isn't there a good possibility that many will respond, and use this as another talking-point example of greed that is not going to be allowed?"
++++++++++++++++++++++++++++ Mark,
Here's a question for you: what is the financial soundness of PBGC in light of all that's going on with the likes of Fannie & Freddie ?
The vote whores in DC going to bailout PBGC when/if it becomes insolvent ? I'd hate to have to cut back to half a six pack from the money they now send me. Bill
Editior's note: The great thing about the PBGC is that we enjoy the "full faith and credit" of the federal government. When our next president is elected no doubt our faith will spike higher and get even better.
++++++++++++++++++++++++++++++++++ Hi,
"Hey, You're Dead... A Novice's Guide to Non-Being" is a great little humor book for Halloween. Download it, copy it, link it, and send the link to your friends. Almost half a hundred pages that will help orient the newly dead as they exit the bardo and head toward the light. Handy hints on meal plans, meeting dead relatives and dozens of ways to pass the millennia as you ponder eternity and your eventual judgement. To get your free book, just go to: http://www.kevincreates.com and click the link just below the briefcase carrying Grim Reaper.
Let's link this and see if we can make it the most widely read guide on the after-death experience that nobody ever made any money on! Happy Halloween! kevin garrison --
Ph.859/293-5037 cell. 859/492-2009 http://www.kevincreates.com http://www.kevincreates.com/blog.html
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_________________________________________________________ Commercial Section: Are your investments on an insane roller coaster? Want to talk to someone sane about your portfolio? Dial up INTEGRITAS and we'll give you some straight talk. Call Mark at (859) 916-0259 or email integritas@insightbb.com and I will direct you to the best team member that can talk to you about your investments and retirement plan. _____________________________________ How many people do you know use gas or electricity? How many of them would like to pay less and earn travel rewards benefits too? How would you like to collect monthly residual income on every customer's monthly bill? De-regulation in energy service industry has produced a very unique opportunity! 
Click here to listen to a brief message NY, TX, IL residents (OH in 2009) (& soon many more states) can switch & save on utility bills. email: info@ambitnational.com
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Support the RSP network and become a "Ready...Set...Pack" traveler. You simply gotta check these insane prices on China tours. When I first saw them I thought they were travel agents FAM fares. You got to be kidding.... 9 days *****hotels, meals, tours and AIRFARE from LAX. WOW! Unheard of rates. If you have always thought about a trip to China, I don't you can find a better deal than this. Nov. travel eg.- = 679 (Tickets((tour+air+hotel+meals))) + 220 (single room) + 430 (tax) = $1329 total
If you do not book online but call or email, be sure to credit RSP Traveler for you booking. ******************************
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Do you need SEO? What is it? Search Engine Optimization! If you have any online web business, than you need SEO. What does it do? It moves you up the rankings for a Google search. Any online business that lands in the first 3 searches or even the first page, will have dramatic improvements on hits and business. Contact my son Eric at Marketplace Earth, and he will hook you up. Eric Sztanyo, SEO Specialist, Marketplace Earth, www.marketplaceearth.com ,es@marketplaceearth.com ,ofc://513-231-0637
POLITICAL ACTION AREA: (No entry here necessarily reflects the views of the editor. You be the judge whether or not any action has merit. This section is not meant for the easily peed off. As long as it isn't vile or contain offensive language, I will occasionally pass along a request for political action):
1. The Bible will still have all the answers. 2. Prayer will still work. 3. The Holy Spirit will still move. 4. God will still inhabit the praises of His people. 5. There will still be God-anointed preaching. 6. There will still be singing of praise to God. 7 God will still pour out blessings upon His people. 8. There will still be room at the Cross. 9. Jesus will still love you. 10. Jesus will still save the lost when they come to Him. ISN'T IT GREAT TO KNOW, WHO IS REALLY IN CONTROL OF EARTH AND HEAVEN AND KNOW GOD'S TIMING AND WILL, WILL BE PERFECTLY DONE ACCORDING TO HIS WORD?!! _________________________________________________ HUMOR/SOBERING/FUN Section: (Disclaimer: These are shared links. I cannot pass along attachments or images but hot links work well. All of the the links I pass along have been openned but none have been certified clean from problems. With a good anti-virus program you should be safe on all).
Please apply this to either party, both parties, or the candidate of your choice. An old sea story There's an old sea story in the Marine Corps about a lieutenant who inspected his Marines in the field, and afterward told the "Gunny" that the men smelled bad. The lieutenant suggested the solution is that they should change underwear. The Gunny responded, "Aye, aye, sir, I'll see to it immediately!" The Gunny went straight to the squad tent and announced, "The lieutenant
THE MORAL: A candidate may promise 'change' in Washington , but don't count on things smelling any better. ++++++++++++++++++++++++ ...depends on your definition of fun... but looks to me like might could be fun...
++++++++++++++++++++++++++++ Just click on the link below, click on play, then leave the mouse alone, sit back and enjoy a piece of creative brilliance. Wonder who had time to do this. http://fc01.deviantart.com/fs13/f/2007/077/2/e/Animator_vs__Animation_by_alanbecker.swf
+++++++++++++++++++++++++ Watch this video for a smile
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http://www.youtube.com/watch?v=idPaefrFio8
++++++++++++++++++++++++++++++++++ Subject: Blind Ambition... Blind Ambition by: John Kanary, A Cup of Chicken Soup for the Soul Charlie Boswell has always been one of my heroes. He has inspired me and thousands of others to rise above circumstances and live our true passion. Charlie was blinded during World War II while rescuing his friend from a tank that was under fire. He was a great athlete before his accident and in a testimony to his talent and determination he decided to try a brand new sport, a sport he never imagined playing, even with his eyesight . . . golf! Through determination and a deep love for the game he became the National Blind Golf Champion! He won that honor 13 times. One of his heroes was the great golfer Ben Hogan, so it truly was an honor for Charlie to win the Ben Hogan Award in 1958. Upon meeting Ben Hogan, Charlie was awestruck and stated that he had one wish and it was to have one round of golf with the great Ben Hogan. Mr. Hogan agreed that playing a round together would be an honor for him as well, as he had heard about all of Charlie's accomplishments and truly admired his skills. "Would you like to play for money, Mr. Hogan?" blurted out Charlie. "I can't play you for money, it wouldn't be fair!" said Mr. Hogan. "Aw, come on, Mr. Hogan...$1,000 per hole!" "I can't, what would people think of me, taking advantage of you and your circumstance," replied the sighted golfer. "Chicken, Mr. Hogan?" "Okay," blurted a frustrated Hogan, "but I am going to play my best!" "I wouldn't expect anything else," said the confident Boswell. "You're on Mr. Boswell, you name the time and the place!" A very self-assured Boswell responded "10 o'clock . . . tonight!" ++++++++++++++++++++++++++++ Thanks Barry: Thought you might like to know… Following the problems with Lehmann Bros and the sub-prime lending market in the USA uncertainty has now hit Japan. -- In the last 7 days Origami Bank has folded, Sumo Bank has gone belly up, and Bonsai Bank announced plans to cut some of its branches. -- Yesterday, it was announced that Karaoke Bank is up for sale and will likely go for a song, while today shares in Kamikaze Bank were suspended after they nose-dived. -- While Samurai Bank is soldiering on following sharp cutbacks, Ninja Bank is reported to have taken a hit, but they remain in the black. -- Furthermore, 500 staff at Karate Bank got the chop, and analysts report that there is something fishy going on at Sushi Bank where it is feared that staff may get a raw deal. _________________________________________________ That all for this RSP issue! Until next time.
Tailwinds Always, Mark Sztanyo 859-916-0259 marksztanyo@insightbb.com "Airspeed, altitude, or brains; you always need at least two." Download 102.33 Kb. Share with your friends:
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