2 Clients in Context, The Impacts of Microfinance in Three Countries, Assessing the Impact of Micro-enterprise Services (AIMS), January 2002 (www.mip.org).
3 Experience has shown that supporting access to microfinance for micro and small businesses often translates into job creation for poor people that prefer to be wage employed rather than self-employed
4 Credit cooperatives may only collect deposits from their members and carry out credit operations for the purpose of promoting the productive activity of their members.
5 This is common internationally among bank regulators who see microfinance loans as un-collateralized consumer lending. Microfinance practitioners in such situations often demonstrate that micro-credit presents a different, less risky profile than consumer lending and tends to present very little risk to depositors or to the financial system.
6 “Angola, the post-war challenges”, 2002 CCA, the United Nations System in Angola.