Sberbank information (materials)



Download 1.41 Mb.
Page1/31
Date20.10.2016
Size1.41 Mb.
  1   2   3   4   5   6   7   8   9   ...   31
SBERBANK

Information


(materials)

TO BE SUBMITTED TO PERSONS ENTITLED TO ATTEND THE ANNUAL GENERAL SHAREHOLDERS’ MEETING OF OJSC SBERBANK OF RUSSIA ON 2011 RESULTS



MOSCOW 2012


Contents

  1. Notice of Meeting 3

  2. The Bank's 2011 Annual Report prepared pursuant to securities laws of the Russian Federation

  3. The Bank's 2011 Annual Report prepared pursuant to Directive #2089-U of the Bank of Russia dated 8 October 2008 On the Procedure to Be Followed by Lending Institutions in Preparing an Annual Report:

    1. An Audit Opinion of ZAO Ernst & Young Vneshaudit on the 2011 Annual Report

    2. The Statement of Financial Position (disclosure form)

    3. The Profit and Loss Statement (disclosure form)

    4. The Cash Flow Statement (disclosure form)

    5. The Statement of Capital Adequacy, Allowance for Doubtful Loans and Other Assets (disclosure form)

    6. Details of Mandatory Requirements (disclosure form)

    7. Explanatory Note

  4. The Audit assessment carried out by the Audit Committee of the Bank's Supervisory Board

  5. Opinion of the Bank's Audit Committee on the results of financial and business operations in 2011

  6. Recommendations of the Bank's Supervisory Board on profit distribution and amount of dividends payable on the Bank's shares for 2011

  7. Information about candidate members to the Supervisory Board

  8. Information about candidate members to the Audit Committee

  9. Draft revised Charter of the Bank

  10. Draft resolutions of the Meeting


Notice
on the Annual General Shareholders’ Meeting
of Joint Stock Company Sberbank of Russia

Dear shareholders,

Joint-Stock Company Sberbank of Russia, located at 19 Vavilova Street, city of Moscow 117997, Russia, hereby advises that the Annual General Shareholders’ Meeting will be held on 1 June 2012 on 2011 results as a meeting (concurrent attendance by shareholders to discuss issues on the Meeting's agenda and make resolutions on issues put to the vote).

The list of persons entitled to attend the Meeting has been prepared on the basis of the Share Register as of the close of the trading day on 12 April 2012.

The Meeting will be held in the conference hall of OJSC Sberbank of Russia at 19 Vavilova St., Moscow, at 10 a.m. (Moscow time).

Agenda of the Meeting:



  1. Approval of the Annual Report

  2. Approval of the Annual Financial Statement

  3. Distribution of profits and payment of dividends for 2011

  4. Approval of the auditor

  5. Election of members to the Supervisory Board

  6. Election of members to the Audit Committee

  7. Payment of compensation to members of the Supervisory Board and the Audit Committee

  8. Approval of the draft revised Charter of the Bank

Registration of the Meeting attendees will commence at 8 a.m. (Moscow time) on 1 June 2012.

Completed ballots can be sent to the following mail address: 19 Vavilova St., Moscow 117997.

Completed ballots should be received by 6 p.m. (Moscow time) on 29 May 2012 at the latest.

Information (materials) submitted for review to persons entitled to attend the Meeting is available, starting on 28 April 2012, for review at the Bank's location, 19 Vavilova St., Moscow; at territorial banks and branches located in regional and republican centers of constituent entities of the Russian Federation, and at the Bank's website: www.sberbank.ru.

Questions related to the Meeting can be asked by telephone: (495) 505-88-91, (495) 505-88-89.

For registration purposes the attending shareholder should produce a passport or any other personal ID, and a shareholder's representative – a personal ID and documents acknowledging their powers.




The Bank's 2011 Annual Report prepared pursuant to securities laws of the Russian Federation


Approved
by the Supervisory Board
of OJSC Sberbank of Russia
(Minutes #116 dated 13 April 2012)

2011 Annual Report
of OJSC Sberbank of Russia



Prepared pursuant to securities laws of the Russian Federation
Endorsed by the Audit Committee of OJSC Sberbank of Russia

Contents

1.Introduction 8

2.Position of Sberbank in the Financial Market 9



Credit ratings 11

3.Income and Expense Analysis 12

4.Assets and Liabilities Analysis 15

5.Corporate business 16



Lending to Corporate Clients 16

Funds Raised from Corporate Clients 19

Services to Corporate Clients 19

6.Retail Business 22



Lending to Retail clients 22

Funds raised from retail clients 27

Services to Retail Clients 27

Organization of Retail Services and Sales 30

7.Operations in Financial Markets 32



Operations in the Money Market, Foreign Exchange Market and Precious Metals Market 32

Operations in Securities 33

8.Risk Management 36



Credit Risk 36

Liquidity Risk 39

Market Risk 39

Legal Risk 41

Strategic Risk 41

Operating Risk 42

Risk of Loss of Business Reputation 43

9.Corporate Governance 44



Organizational structure of the Bank 44

Remuneration for members of the Bank’s management bodies 60

Major transactions 61

Share capital 67

Report on payment of declared and accrued dividends 68

Code of Corporate Conduct Compliance 69

10.Branch network 71



Branch network in the Russian Federation 71

Development of the bank network and subsidiaries abroad 72

11.Human Resources 75

12.Operational Bank functions 77

13.Selected bank projects 78

14.Energy resources used by the Bank 81

15.Development prospects 82




Download 1.41 Mb.

Share with your friends:
  1   2   3   4   5   6   7   8   9   ...   31




The database is protected by copyright ©ininet.org 2020
send message

    Main page