A Master’s degree holder in International Finance and Associate Chartered Accountant with a proven track record of commitment and success within the financial service sector. I enjoy utilizing my God given potentials and acquired skills with clarity of purpose, contributing to the optimum realization of corporate goals. I am presently working as part of Underwriters and Credit Management team at Abbey Business Banking Division.
Key strength areas include detailed understanding of financial and management accounting processes, internal audit procedures, provision of clear and concise information, keeping tight accounting controls.
Experienced in providing financial analysis supports, financial controls, internal audit, cash handling, bank reconciliation and supporting business requirements to meet statutory obligations.
2003: Associate Member (AMNIM), Nigeria Institute of Management
2000: Associate Member (ACA), Institute of Chartered Accountants of Nigeria
1994: HND (Upper Credit), Ogun State Polytechnic Abeokuta, Nigeria
December 2005 till Date: Abbey Bank, 301 St Vincent Street, Glasgow, G2 5HN.
Presently working within Underwriters and Credit Risk Management team that are responsible for implementation and validation of risk measurement processes to meet regulatory requirements. Duties include:
Analyzing financial and qualitative information required for credit rating of corporate entities
Determining an entity's probability of default and transaction's expected
Reviewing credit risk assessments submitted by frontline business areas to ensure compliance with model and process requirements as part of internal audit procedures
Reviewing and updating of corporate customers data base in accordance with statutory requirements
April 2003 to September 2004: First Atlantic Bank Plc, Lagos Nigeria. Internal Auditor I worked as part of the internal audit team responsible for ensuring that the operational and accounting processes complied with statutory requirements and operational policies. My responsibilities include:
Monitored and evaluated bank’s potential risk exposure with aim of preventing fraud and irregularities as well as implementing risk management initiatives
Identify root causes of problems, providing effective solutions and implementation of the same.
Ensuring adherence to Management, Government and Regulatory bodies polices
Reviewed operational activities and processes, cross-checked and reconciled accounting entries whilst highlighting and investigating variances
June 2000 to March 2003: Standard Trust Bank Group, Lagos Nigeria. Internal Control Officer I worked as Internal Control Officer, responsible for the review of branch accounts, monthly financial reports, asset amortisation schedule, analysis of performance reports, and maintaining control over expense budget. Other responsibilities include:
General ledger review and reporting directly to management on issues arising thereby.
Expenses review and costs control in accordance to management policies
Reconciling internal accounting records and help in providing accounting details to external auditors
Providing financial and feasibility analysis data to support management decision-making.
Preparation of weekly and monthly activities report
January 1998 to June 2000: Ayo Akinyelure & Co (Chartered Accountants) Nigeria. Audit Supervisor I worked as part of various audit teams to client offices for interim audit, annual audit and investigations. My responsibilities include:
Carrying out clients interim and annual audit exercise
Preparation of clients annual financial statements in accordance with Company’s Act and relevant regulations